27891 Arrowhead Cir, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 27891 Arrowhead Cir, Punta Gorda, FL 33982

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,161 sqft · built 2016
Lot Size0.143 acres (6,250 sqft)
Owner2 Individual Names on Record
Tax Bill$4,092 (2025)
Deeds & MortgagesNov 2021 Transfer
Mar 2020 Mortgage
Flood ZoneZone AE (high risk)
APN40-23-35-302-008

Property Details

APN / Parcel Number

Primary APN40-23-35-302-008
Alternative APNs
  • 0071355-011300-8
  • 10004625246

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,161 sqft Living Area
Gross Area2,780 sqft
FlooringCovered

Exterior

Year BuiltBuilt 2016
Exterior MaterialComposition/Composite
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area6,250 sqft (0.143 acres)
Garage Area441 sqft
DrivewayDriveway
Driveway Area561 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area28 sqft
PorchPorch
Porch Area178 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number10004625246
Old Parcel Number00713550113008
Street Address27891 ARROWHEAD CIR
CityPUNTA GORDA
StateFL
Zip33982-4801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMF12
Legal DescriptionCAL 000 0000 0092 CALUSA CREEK LT92 3329/1957 3985/2137 4109/1981 4859/1657 4872/2106
Legal Range23E
Legal Township40S
Legal Section35
Legal SubdivisionCALUSA CREEK
Legal Lot Number92
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group4
Census Block4040
Census Tract10200

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address27891 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4801
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 8, 2021Correction Deed
HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS
Mar 24, 2020Deed of Trust, Mortgage · VA Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 18, 2021
Deed SaleOct 18, 2021
Prior SaleJun 24, 2015 · Amount on Record
Deed Document Number3010787
Deed Book / Page4109 / 1981
Prior Transfer DateAug 5, 2016
Prior Transfer Doc2457255
Record UpdatedJun 8, 2026

November 2021: Correction Deed

Document TypeCorrection Deed
JurisdictionCHARLOTTE FL
Recording DateNov 8, 2021
Property Address27891 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4801
Document Number0048722106
Book / Page4872 / 2106
Map ReferenceMB 20 PG 3
Instrument DateOct 18, 2021
Instrument3019965
Record UpdatedJul 27, 2022
Title CompanyHOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address27891 ARROWHEAD CIR, 27891, PUNTA GORDA, FL 33982-4801

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 PLAZA AVE, HUDSON, NH 03051-3234

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address27891 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4801
Document Number0045581960
Instrument DateMar 24, 2020
Transaction TypeMortgage
Record UpdatedMay 21, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address27891 ARROWHEAD CIR PUNTA GORDA FL 339824801, PUNTA GORDA, FL 33982-4801

Mortgage

Document Number0045581960
DateApr 1, 2020
Book Page004558/001960
Instrument2800715
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 31, 2050

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,092.00 (-25.91%) Homeowner's exemption$311,254 (-14.73%)$342,238 (+0.91%) Land $36,401 Building $305,837
2024$5,523.00 (-7.21%) Homeowner's exemption$365,012 (-4.51%)$339,139 (+0.71%) Land $36,401 Building $302,738
2023$5,952.00 (+13.37%) Homeowner's exemption$382,245 (+27.96%)$336,733 (+12.73%) Land $33,401 Building $303,332
2022$5,250.00$298,720 Land $22,441 Building $276,279$298,720 Land $22,441 Building $276,279

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 39 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies69 units insured
incl. 30 condo units
Nearby Flood Claims6 (2010–2022)
Claims Outside the SFHA6 of 6
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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