2789 Morningside Dr, Clearwater, FL 33759 Property Records

Pinellas County property record for 2789 Morningside Dr, Clearwater, FL 33759

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,690 sqft · built 1996
Lot Size	0.172 acres (7,471 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Aug 2024)
Tax Bill	$8,020 (2025)
Deeds & Mortgages	Aug 2024 Sale Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`C62-000-762-5996-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-762-5996-9`
Alternative APNs	`05-29-16-98470-000-0150` `291605984700000150` `162905984700000150` `R47167`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,690 sqft Living Area
Gross Area	2,393 sqft
1st Floor Area	1,690 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2003
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,471 sqft (0.172 acres)
Lot Dimensions	124 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	408 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	295 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R47167
Street Address	2789 MORNINGSIDE DR
City	CLEARWATER
State	FL
Zip	33759-1721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	WINWOOD LOT 15
Legal Range	16E
Legal Township	29S
Legal Section	5
Legal Subdivision	WINWOOD
Legal Tract	98470
Legal Block	1
Legal Lot Number	15
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1018
Census Tract	26804

Owner

2789 Morningside Dr is owned and occupied by an individual who bought it in August 2024.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	2789 MORNINGSIDE DR, CLEARWATER, FL 33759-1721
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2024	Warranty Deed, Transfer PAPPAS LAW AND TITLE, PAPPAS LAW & TITLE
Jul 23, 2019	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Oct 9, 2017	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2024 · Amount on File
Deed Sale	Aug 19, 2024 · Amount on File
Prior Sale	Jul 23, 2019 · Amount on File
Deed Document Number	2024209034
Deed Book / Page	22895 / 1702
Record Updated	Oct 29, 2026

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 19, 2024
Property Address	2789 MORNINGSIDE DR, CLEARWATER, FL 33759-1721
Document Number	0228951702
Book / Page	22895 / 1702
Map Reference	MB 113 PG 43-45
Instrument Date	Aug 16, 2024
Instrument	2024209034
Transaction Type	Transfer
Record Updated	Dec 29, 2025
Title Company	PAPPAS LAW AND TITLE, PAPPAS LAW & TITLE

Transaction

Amount	Amount on Record
Tax	$3,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24749 CURRIER ST, DEARBORN HEIGHTS, MI 48125-1825

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2789 MORNINGSIDE DR, CLEARWATER, FL 33759-1721

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 23, 2019
Property Address	2789 MORNINGSIDE DR, CLEARWATER, FL 33759-1721
Document Number	0206242587
Book / Page	20624 / 2587
Map Reference	MB 113 PG 43-45
Instrument Date	Jul 19, 2019
Instrument	2019232464
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	TOTAL TITLE SOLUTIONS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1476 DUNDEE DR, 1476, PALM HARBOR, FL 34684-2707

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2789 MORNINGSIDE DR, CLEARWATER, FL 33759-1721

Mortgage

Document Number	0206242589
Date	Jul 23, 2019
Instrument	20624/2589

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 9, 2017
Property Address	2789 MORNINGSIDE DR, CLEARWATER, FL 33759-1721
Document Number	0197981617
Book / Page	19798 / 1617
Map Reference	MB113 PG43-45
Instrument Date	Oct 6, 2017
Instrument	2017306720
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	TOTAL TITLE SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2078 SWAN LN, 2078, SAFETY HARBOR, FL 34695-5326

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2789 ORNINGSIDE DR, CLEARWATER, FL 33759

Mortgage

Document Number	2017306721
Date	Oct 9, 2017
Instrument	2017306721

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2789 Morningside Dr was $8,020.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Clearwater City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,020.00	$414,453 Land $106,858 Building $307,595	$414,453 Land $106,858 Building $307,595
2023	$4,211.00 (+2.98%) Homeowner's exemption	$260,768 (+3%)	$361,926 (+13.73%) Land $140,194 Building $221,732
2022	$4,089.00 Homeowner's exemption	$253,173	$318,227 Land $146,755 Building $171,472

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2789 Morningside Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 110 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 in force
Nearby Flood Claims	9 (1979–2024)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2789 Morningside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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