2785 Morningside Dr, Clearwater, FL 33759 Property Records

Pinellas County property record for 2785 Morningside Dr, Clearwater, FL 33759

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,597 sqft · built 1996
Lot Size	0.171 acres (7,466 sqft)
Owner	2 Individual Names on Record
Last Sale	$259,000 (Oct 2017)
Tax Bill	$3,740 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`C62-000-762-5997-7`

Property Details

APN / Parcel Number

Primary APN	`C62-000-762-5997-7`
Alternative APNs	`05-29-16-98470-000-0160` `291605984700000160` `162905984700000160` `R47168`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,597 sqft Living Area
Gross Area	2,204 sqft
1st Floor Area	1,597 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,466 sqft (0.171 acres)
Lot Dimensions	124 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	227 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R47168
Street Address	2785 MORNINGSIDE DR
City	CLEARWATER
State	FL
Zip	33759-1721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	WINWOOD LOT 16
Legal Range	16E
Legal Township	29S
Legal Section	5
Legal Subdivision	WINWOOD
Legal Tract	98470
Legal Lot Number	16
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1018
Census Tract	26804

Owner

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2785 MORNINGSIDE DR, CLEARWATER, FL 33759-1721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage ACHIEVA CREDIT UNION
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 9, 2017	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2017 · Amount on Record
Deed Sale	Oct 9, 2017 · Amount on Record
Prior Sale	Sep 4, 2007 · Amount on Record
Deed Document Number	2017306751
Deed Book / Page	19798 / 1666
Prior Transfer Date	Jul 24, 2013
Prior Transfer Doc	0181230997
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Recording Date	Jul 28, 2026
Property Address	2785 MORNINGSIDE DR, CLEARWATER, FL 33759-1721
Document Number	0000200260
Book / Page	23641 / 408
Instrument Date	Jul 21, 2026
Instrument	2026200260
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2785 MORNINGSIDE DR, CLEARWATER, FL 33759-1721

Mortgage

Document Number	0000200260,
Date	Jul 28, 2026
Book Page	23641/408
Instrument	2026200260

Lender

Name	ACHIEVA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2785 MORNINGSIDE DR, CLEARWATER, FL 33759-1721
Transaction Type	Mortgage
Record Updated	Dec 29, 2025
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0218071588
Date	Nov 16, 2021
Book Page	21807/1588
Instrument	2021372556

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2041

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 9, 2017
Property Address	2785 MORNINGSIDE DR, CLEARWATER, FL 33759-1721
Document Number	0197981666
Book / Page	019798 / 001666
Instrument Date	Sep 29, 2017
Instrument	306751
Transaction Type	Transfer
Record Updated	Nov 2, 2017
Title Company	AWS TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,813.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2785 MORNINGSIDE DR CLEARWATER FL 337591721, CLEARWATER, FL 33759-1721

Mortgage

Document Number	197981669
Date	Oct 9, 2017
Book Page	019798/001669
Instrument	306752

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2047

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Clearwater City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,740.00 (+5.74%) Homeowner's exemption	$235,648 (+5.99%)	$360,034 (+7.17%) Land $107,105 Building $252,929
2024	$3,537.00 (+1.93%)
2023	$3,470.00 (+3.12%) Homeowner's exemption	$222,337 (+3%)	$335,956 (+14.1%) Land $144,673 Building $191,283
2022	$3,365.00 Homeowner's exemption	$215,861	$294,444 Land $147,776 Building $146,668

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 110 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 in force
Nearby Flood Claims	9 (1979–2024)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

Nearby Properties on Morningside Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures