2788 Ranieri Dr, Troy, MI 48085 Property Records

Oakland County property record for 2788 Ranieri Dr, Troy, MI 48085

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,804 sqft · built 1988
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$463,000 (Apr 2025)
Tax Bill	$5,767 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`88-20-01-428-003`

Property Details

APN / Parcel Number

Primary APN	`88-20-01-428-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,804 sqft Living Area
1st Floor Area	1,786 sqft
Basement Area	1,786 sqft
Unfinished Basement	1,786 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	135 ft deep x 70 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	57 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	2788 RANIERI DR
City	TROY
State	MI
Zip	48085-1109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1D
Legal Description	T2N, R11E, SEC 1 RANIERI SUB LOT 38
Legal Range	11E
Legal Township	2N
Legal Section	1
Legal Subdivision	RANIERI SUB
Legal Lot Number	38
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	5
Census Block	5019
Census Tract	196000

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	303 BECK RD, 5107, WIXOM, MI 48393-2101
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK
Feb 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Dec 7, 2021	Quit Claim Deed, Transfer Quitclaim
Sep 29, 2021	Intrafamily Transfer, Transfer
Jul 9, 2021	Warranty Deed, Transfer TITLE SENSE INC, TITLE ONE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2025 · Amount on Record
Deed Sale	Apr 25, 2025 · Amount on Record
Prior Sale	Jul 9, 2021 · Amount on Record
Deed Document Number	202549097
Deed Book / Page	60149 / 342
Prior Transfer Date	Nov 12, 2021
Prior Transfer Doc	0000268739
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2788 RANIERI DR, TROY, MI 48085-1109
Transaction Type	Mortgage
Record Updated	Dec 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2788 RANLERI DR, TROY, MI 48085-1109

Mortgage

Document Number	20250157590
Date	Dec 15, 2025
Book Page	60789/427
Instrument	20250157590

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	MUNCIE, IN 47305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2040

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2788 RANIERI DR, TROY, MI 48085-1109
Transaction Type	Mortgage
Record Updated	Apr 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2517 BARCLAY AVE, SHELBY TOWNSHIP, MI 48317-3611

Mortgage

Document Number	0000318511
Date	Feb 11, 2022
Book Page	57440/787
Instrument	318511

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Feb 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.37%
Index	1-Year CMT
Max Rate	8.37%

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Dec 7, 2021
Property Address	2788 RANIERI DR, TROY, MI 48085-1109
Document Number	0000268739
Book / Page	57145 / 603
Map Reference	LB 142 PG 25
Instrument Date	Nov 12, 2021
Instrument	268739
Transaction Type	Transfer
Record Updated	Feb 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2517 BARCLAY AVE, 2517, SHELBY TOWNSHIP, MI 48317-3611

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2517 BARCLAY AVE, SHELBY TOWNSHIP, MI 48317-3611

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Sep 29, 2021
Property Address	2788 RANIERI DR, TROY, MI 48085-1109
Document Number	0000232791
Book / Page	56924 / 435
Map Reference	LB 142 PG 25
Instrument Date	Sep 22, 2021
Instrument	232791
Transaction Type	Transfer
Record Updated	Oct 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2517 BARCLAY AVE, 2517, SHELBY TOWNSHIP, MI 48317-3611

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2517 BARCLAY AVE, SHELBY TOWNSHIP, MI 48317-3611

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 9, 2021
Property Address	2788 RANIERI DR, TROY, MI 48085-1109
Document Number	0000171434
Book / Page	56522 / 392
Map Reference	LB 142 PG 25
Instrument Date	Jun 30, 2021
Instrument	171434
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	TITLE SENSE INC, TITLE ONE INC

Transaction

Amount	Amount Recorded
Tax	$3,053.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2788 RANIERI DR, 2788, TROY, MI 48085-1109

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2788 RANIERI DR, TROY, MI 48085-1109

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,767.00 (-24.76%)
2023			$308,040
2022	$7,665.00	$154,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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