2788 NW 45th St, Miami, FL 33142 Property Records

Miami-Dade County property record for 2788 NW 45th St, Miami, FL 33142

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,410 sqft · built 1947
Lot Size	0.157 acres (6,847 sqft)
Owner	2 Individual Names on File
Last Sale	$231,000 (Mar 2018)
Tax Bill	$4,301 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2018 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`30-3121-026-1070`

Property Details

APN / Parcel Number

Primary APN	`30-3121-026-1070`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,410 sqft Living Area
Gross Area	1,690 sqft
1st Floor Area	1,410 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 2000
Exterior Material	Combination
Construction Type	Concrete Block
Lot Area	6,847 sqft (0.157 acres)
Lot Dimensions	87 ft deep x 78.7 ft wide
Garage Type	Carport
Garage Area	120 sqft
Carport	Carport
Carport Area	120 sqft
Porch	Slab
Porch Area	133 sqft

Location & Zoning

Street Address	2788 NW 45TH ST
City	MIAMI
State	FL
Zip	33142-4556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5700
Legal Description	ROOSEVELT PARKPB 9-90 LOT 19 & 20 BLK 4 LOT SIZE 78.700 X87 OR 17641-2308 0397 4
Legal Range	41E
Legal Township	53S
Legal Section	21
Legal Subdivision	ROOSEVELT PARK
Legal Block	4
Legal Lot Number	19,20
Jurisdiction	DADE FL
Township / Civil Division	MIAMI
Census Block Group	2
Census Block	2010
Census Tract	1702

Owner

Source: Miami-Dade County assessment roll, as of July 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2788 NW 45TH ST, MIAMI, FL 33142-4556
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
Mar 21, 2018	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP
Aug 16, 2017	Warranty Deed, Transfer
Jul 24, 2017	Grant Deed ATTORNEY ONLY
Jun 20, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 21, 2018 · Amount on Record
Deed Sale	Mar 21, 2018 · Amount on Record
Prior Sale	Aug 16, 2017 · Amount on Record
Deed Document Number	2018165720
Deed Book / Page	30904 / 897
Prior Transfer Date	Jun 16, 2017
Prior Transfer Doc	0000422432
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	2788 NW 45TH ST, MIAMI, FL 33142-4556
Transaction Type	Mortgage
Record Updated	Aug 16, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2788 NW 45TH ST, MIAMI, FL 33142-4556

Mortgage

Document Number	0000527984
Date	Jul 22, 2021
Book Page	32635/2913
Instrument	2021R0527984

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Apr 1, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Mar 21, 2018
Property Address	2788 NW 45TH ST, MIAMI, FL 33142-4556
Document Number	0000165720
Book / Page	30904 / 0897
Map Reference	MB 9 PG 90
Instrument Date	Mar 5, 2018
Instrument	2018R0165720
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	BEST BEACH TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,386.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	560 NE 103RD ST, 560, MIAMI SHORES, FL 33138-2458

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2788 NW 45TH ST, MIAMI, FL 33142-4556

Mortgage

Document Number	0000165724
Date	Mar 21, 2018
Instrument	2018R0165724

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Aug 16, 2017
Property Address	2788 NW 45TH ST, MIAMI, FL 33142-4556
Document Number	0000476781
Book / Page	030657 / 002237
Instrument Date	Aug 10, 2017
Instrument	476781
Transaction Type	Transfer
Record Updated	Aug 29, 2017

Transaction

Amount	Amount Recorded
Tax	$660.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	560 NE 103RD ST MIAMI SHORES FL 331382458, MIAMI SHORES, FL 33138-2458

July 2017: Grant Deed

Document Type	Grant Deed
Jurisdiction	DADE FL
Recording Date	Jul 24, 2017
Property Address	2788 NW 45TH ST, MIAMI, FL 33142-4556
Document Number	0000422432
Book / Page	030624 / 004219
Instrument Date	Jun 16, 2017
Instrument	422432
Record Updated	Aug 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5644 CORPORATE WAY WEST PALM BEACH FL 334072002, WEST PALM BEACH, FL 33407-2002
Investor	Possibly a Property Investor

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Jun 20, 2017
Property Address	2788 NW 45TH ST, MIAMI, FL 33142-4556
Document Number	0000348130
Book / Page	030580 / 001458
Instrument Date	Jun 16, 2017
Instrument	348130
Transaction Type	Transfer
Record Updated	Jun 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$564.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5644 CORPORATE WAY WEST PALM BEACH FL 334072002, WEST PALM BEACH, FL 33407-2002
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of July 21, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,301.00 (+9.05%) Homeowner's exemption	$251,281 (+5.99%)	$439,820 (+16.2%) Land $239,642 Building $200,178
2023	$3,944.00 (+3.98%) Homeowner's exemption	$237,088 (+3%)	$378,505 (+16.74%) Land $173,043 Building $205,462
2022	$3,793.00 Homeowner's exemption	$230,183	$324,219 Land $123,429 Building $200,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile USA, Verizon.

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