2788 Maria Isabel Ave, Ocoee, FL 34761 Property Records

Orange County property record for 2788 Maria Isabel Ave, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,388 sqft · built 2010
Lot Size	0.202 acres (8,817 sqft)
Owner	2 Individual Names on File
Last Sale	$665,000 (Dec 2023)
Tax Bill	$9,303 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Feb 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`32-22-28-5549-00-640`

Property Details

APN / Parcel Number

Primary APN	`32-22-28-5549-00-640`
Alternative APNs	`282232554900640` `261038` `265885` `270431`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,388 sqft Living Area
Gross Area	3,283 sqft
1st Floor Area	2,388 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	8,817 sqft (0.202 acres)
Garage Type	Attached
Garage Area	587 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	308 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2788 MARIA ISABEL AVE
City	OCOEE
State	FL
Zip	34761-4647
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD-LD
Legal Description	MEADOW RIDGE 68/137 LOT 64
Legal Range	28E
Legal Township	22S
Legal Section	32
Legal Subdivision	MEADOW RIDGE
Legal Tract	5549
Legal Lot Number	64
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2036
Census Tract	14814

Owner

2788 Maria Isabel Ave is owned and occupied by two individuals who bought it in December 2023.

Source: Orange County records, as of April 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2788 MARIA ISABEL AVE, OCOEE, FL 34761-4647
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 15, 2021	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 15, 2021	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 29, 2018	Warranty Deed, Transfer · Conventional Mortgage FAIRWINDS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2023 · Amount on File
Deed Sale	Dec 21, 2023 · Amount on File
Prior Sale	Feb 15, 2021 · Amount on File
Deed Document Number	2023731113
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 21, 2023
Property Address	2788 MARIA ISABEL AVE, OCOEE, FL 34761-4647
Document Number	0000731113
Map Reference	MB 68 PG 137-139
Instrument Date	Dec 18, 2023
Instrument	20230731113
Transaction Type	Transfer
Record Updated	Jan 18, 2024
Title Company	GLOBAL AMERICA TITLE SERVICES, GLOBAL AMERICA TTL SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,655.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3018 OXFORD ST, ORLANDO, FL 32803-6823

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2788 MARIA ISABEL AVE, OCOEE, FL 34761-4647

Mortgage

Document Number	0000731114
Date	Dec 21, 2023
Instrument	20230731114

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 15, 2021
Property Address	2788 MARIA ISABEL AVE, OCOEE, FL 34761-4647
Document Number	0000087970
Map Reference	MB 68 PG 137-139
Instrument Date	Feb 10, 2021
Instrument	20210087970
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	FLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TTL & GUARANTEE AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,115.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7760 RIGBY ST, 7760, WINDERMERE, FL 34786-6347

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2788 MARIA ISABEL AVE, OCOEE, FL 34761-4647

Mortgage

Document Number	0000087971
Date	Feb 15, 2021
Instrument	20210087971

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 15, 2021
Property Address	2788 MARIA ISABEL AVE, OCOEE, FL 34761-4647
Document Number	20210087970
Map Reference	MB 68 PG 137-139
Instrument Date	Feb 10, 2021
Instrument	20210087970
Transaction Type	Transfer
Record Updated	Mar 3, 2021
Title Company	FLORIDA TTL & GUARANTEE AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,115.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7760 RIGBY ST, 7760, WINDERMERE, FL 34786-6347

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2788 MARIA ISABEL AVE, OCOEE, FL 34761-4647

Mortgage

Document Number	20210087971
Date	Feb 15, 2021
Instrument	20210087971

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Nov 29, 2018
Property Address	2788 MARIA ISABEL AVE, OCOEE, FL 34761-4647
Document Number	0000691581
Instrument Date	Nov 29, 2018
Instrument	691581
Transaction Type	Transfer
Record Updated	Dec 21, 2018
Title Company	FIRST GLOBAL TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,880.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2788 MARIA ISABEL AVE OCOEE FL 347614647, OCOEE, FL 34761-4647

Mortgage

Document Number	691582
Date	Nov 29, 2018
Instrument	691582

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32826

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 28, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 2788 Maria Isabel Ave was $9,303, down 1.3% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$552,690 (-1.3%) Land $110,000 Building $442,690	$552,690 (-1.3%) Land $110,000 Building $442,690
2025	$9,303.00 (-1.26%) Homeowner's exemption	$559,990 Land $110,000 Building $449,990	$559,990 Land $110,000 Building $449,990
2024	$9,422.00 (+30.57%)
2023	$7,216.00 (+2.97%) Homeowner's exemption	$446,561 (+3%)	$508,981 (+17.4%) Land $110,000 Building $398,981
2022	$7,008.00 Homeowner's exemption	$433,554 Land $95,000 Building $338,554	$433,554 Land $95,000 Building $338,554

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2788 Maria Isabel Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	2 (2022–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2788 Maria Isabel Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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