2783 Maria Isabel Ave, Ocoee, FL 34761 Property Records

Orange County property record for 2783 Maria Isabel Ave, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,735 sqft · built 2010
Lot Size	0.208 acres (9,074 sqft)
Owner	2 Individual Names on Record
Last Sale	$675,000 (Jun 2023)
Tax Bill	$10,789 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`32-22-28-5549-01-220`

Property Details

APN / Parcel Number

Primary APN	`32-22-28-5549-01-220`
Alternative APNs	`282232554901220` `261108` `265955` `270503`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,735 sqft Living Area
Gross Area	3,815 sqft
1st Floor Area	1,888 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	9,074 sqft (0.208 acres)
Garage Type	Attached
Garage Area	622 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	309 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2783 MARIA ISABEL AVE
City	OCOEE
State	FL
Zip	34761-4648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD-LD
Legal Description	MEADOW RIDGE 68/137 LOT 122
Legal Range	28E
Legal Township	22S
Legal Section	32
Legal Subdivision	MEADOW RIDGE
Legal Tract	5549
Legal Block	1
Legal Lot Number	122
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2032
Census Tract	14814

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2783 MARIA ISABEL AVE, OCOEE, FL 34761-4648
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL INC
Jun 21, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 1, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 1, 2020	Deed of Trust, Mortgage · Line of Credit PNC BK NATL ASSN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2023 · Amount on Record
Deed Sale	Jun 21, 2023 · Amount on Record
Prior Sale	Aug 26, 2016 · Amount on Record
Deed Document Number	2023349112
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2783 MARIA ISABEL AVE, OCOEE, FL 34761-4648
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2783 MARIA ISABEL AVE, OCOEE, FL 34761-4648

Mortgage

Document Number	0000074995
Date	Feb 9, 2026
Instrument	20260074995

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	SANTA ANA, CA 92704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2041

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 21, 2023
Property Address	2783 MARIA ISABEL AVE, OCOEE, FL 34761-4648
Document Number	0000349112
Map Reference	MB 68 PG 137-139
Instrument Date	Jun 21, 2023
Instrument	20230349112
Transaction Type	Transfer
Record Updated	Jul 5, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,725.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1265 WINDY BAY SHL, TARPON SPRINGS, FL 34689-0005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2783 MARIA ISABEL AVE, OCOEE, FL 34761-4648

Mortgage

Document Number	0000349113
Date	Jun 21, 2023
Instrument	20230349113

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2783 MARIA ISABEL AVE, OCOEE, FL 34761-4648
Transaction Type	Mortgage
Record Updated	Feb 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2783 MARIA ISABEL AVE, OCOEE, FL 34761-4648

Mortgage

Document Number	0000072775
Date	Feb 1, 2022
Instrument	20220072775

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Jan 11, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2783 MARIA ISABEL AVE, OCOEE, FL 34761-4648
Document Number	0000482392
Instrument Date	Aug 1, 2020
Transaction Type	Mortgage
Record Updated	Sep 24, 2020
Title Company	SOUTHWEST FINANCIAL, SWF

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2783 MARIA ISABEL AVE OCOEE FL 347614648, OCOEE, FL 34761-4648

Mortgage

Document Number	0000482392
Date	Sep 15, 2020
Instrument	482392

Lender

Name	PNC BK NATL ASSN
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 14, 2060

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$602,340 (-1.26%) Land $110,000 Building $492,340	$602,340 (-1.26%) Land $110,000 Building $492,340
2025	$10,789.00 (+5.87%)	$610,040 (+53.19%) Land $110,000 Building $500,040	$610,040 (+10.82%) Land $110,000 Building $500,040
2024	$10,191.00 (+58.61%)
2023	$6,425.00 (+3.01%) Homeowner's exemption	$398,234 (+3%)	$550,475 (+18.42%) Land $110,000 Building $440,475
2022	$6,237.00 Homeowner's exemption	$386,635	$464,858 Land $95,000 Building $369,858

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	2 (2022–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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