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2788 E Hanover Dr, Altamont, IL 62411 Property Records

Effingham County property record for 2788 E Hanover Dr, Altamont, IL 62411

Property Summary

Property TypeSingle Family Home
Details1,316 sqft · built 1991
Lot Size0.63 acres (27,443 sqft)
OwnerIndividual Name on Record
Last Sale$193,000 (Dec 2019)
Deeds & MortgagesDec 2019 Sale & Mortgage
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-02-213-051

Property Details

APN / Parcel Number

Primary APN09-02-213-051

Interior

Stories1 Story
Building Area1,316 sqft Base Area
Basement Area1,316 sqft

Exterior

Year BuiltBuilt 1991
Construction TypeFrame
Lot Area27,443 sqft (0.63 acres)
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2788 E HANOVER DR
CityALTAMONT
StateIL
Zip62411-3521
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 33 ADD IV & LOT 42 ADDN V CAMPGROUND ADD TO TOWN & COUNTRY SUB & 60FT LYING E OF AND ADJACENT TO LOT 33 3518/87 3309/211
Legal SubdivisionTOWN & COUNTRY SUBDIVISION
Legal Lot Number33-42
JurisdictionEFFINGHAM IL
Township / Civil DivisionMOUND
Census Block Group4
Census Block4035
Census Tract950300

Owner

Source: Effingham County records, as of August 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2788 E HANOVER DR, ALTAMONT, IL 62411-3521
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 9, 2019Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Jun 22, 2017Warranty Deed, Transfer · Conventional Mortgage
FIRST MID ILLINOIS BANK & TRUST NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 9, 2019 · Amount on Record
Deed SaleDec 9, 2019 · Amount on Record
Prior SaleJun 22, 2017 · Amount on Record
Deed Document Number201901905036
Deed Book / Page3518 / 087
Record UpdatedJun 7, 2026

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM IL
Recording DateDec 9, 2019
Property Address2788 E HANOVER DR, ALTAMONT, IL 62411-3521
Document Number003518/087
Book / Page3518 / 087
Map ReferenceMB 952 PG 114
Instrument DateDec 5, 2019
Instrument201901905036
Transaction TypeTransfer
Record UpdatedMar 7, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$289.50
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address2788 E HANOVER DR, ALTAMONT, IL 62411-3521

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2788 E HANOVER DR, ALTAMONT, IL 62411-3521

Mortgage

Document Number201901905037
DateDec 9, 2019
Instrument201901905037
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2050
Interest
Rate TypeFixed Rate
Rate3.99%

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM IL
Recording DateJun 22, 2017
Property Address2788 E HANOVER DR, ALTAMONT, IL 62411-3521
Document Number003309/211
Book / Page3309 / 211
Map ReferenceMB 1144 PG 40&192-C
Instrument DateJun 21, 2017
Instrument201701702726
Transaction TypeTransfer
Record UpdatedMar 7, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$255.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2788 E HANOVER DR, FARINA, IL 62838

Mortgage

Document Number201701702727
DateJun 22, 2017
Instrument201701702727
Lender
NameFIRST MID ILLINOIS BANK & TRUST NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2047

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionMound Township
Unified School DistrictAltamont Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$63,510 Land $8,110 Building $55,400$190,530 Land $24,330 Building $166,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1990)
Most Recent ClaimNov 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALTAMONT
serves 2,610 people · EPA ID IL0490050
Water SourceSurface water
Last State InspectionAug 2023
Also Mapped HereEJ WATER COOPERATIVE
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Mediacom Xtream
Cable		1,000 / 50
Wisper ISP
Fixed Wireless		400 / 30
Verizon
Fixed Wireless		300 / 20
GigFire
Fixed Wireless		150 / 130
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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