2634 E Hanover Dr, Altamont, IL 62411 Property Records

Effingham County property record for 2634 E Hanover Dr, Altamont, IL 62411

Property Summary

Property Type	Single Family Home
Details	1 bd · 1,458 sqft · built 1982
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$15,000 (Sep 2026)
Tax Bill	$2,800 (2025)
Deeds & Mortgages	Sep 2026 Sale Aug 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-02-213-028`

Property Details

APN / Parcel Number

Primary APN	`09-02-213-028`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	1,458 sqft Base Area
1st Floor Area	1,458 sqft
Basement Area	1,458 sqft
Unfinished Basement	1,458 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Construction Type	Frame
Lot Area	20,038 sqft (0.46 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2634 E HANOVER DR
City	ALTAMONT
State	IL
Zip	62411-3524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 CAMPGROUND ADDN TO TOWN & COUNTRY SUB 2978/228 2212/184 733/97
Legal Subdivision	TOWN & COUNTRY SUBDIVISION
Legal Lot Number	28
Jurisdiction	EFFINGHAM IL
Township / Civil Division	MOUND
Census Block Group	4
Census Block	4029
Census Tract	950300

Owner

Source: Effingham County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8456 N CAMPGROUND RD, ALTAMONT, IL 62411-3500
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Aug 17, 2026	Deed, Transfer · Conventional Mortgage FIRST STATE BANK/KS CITY
Oct 2, 2017	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2026 · Amount on Record
Deed Sale	Sep 25, 2026 · Amount on Record
Prior Sale	Aug 17, 2026 · Amount on Record
Deed Document Number	20263683
Prior Transfer Date	Mar 29, 2006
Prior Transfer Doc	2212/184
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Sep 25, 2026
Property Address	2634 E HANOVER DR, ALTAMONT, IL 62411-3524
Document Number	0000003683
Instrument Date	Sep 21, 2026
Instrument	20263683
Transaction Type	Transfer
Record Updated	Oct 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$757.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8456 N CAMPGROUND RD, ALTAMONT, IL 62411-3500

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Aug 17, 2026
Property Address	2634 E HANOVER DR, ALTAMONT, IL 62411-3524
Document Number	0000003132
Instrument Date	Aug 14, 2026
Instrument	20263132
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28,785.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003133,
Date	Aug 17, 2026
Instrument	20263133

Lender

Name	FIRST STATE BANK/KS CITY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.75%
Initial Type	Fixed Rate
Max Rate	-1%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	2634 E HANOVER DR, ALTAMONT, IL 62411-3524
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201701704645
Date	Oct 2, 2017
Book Page	3337/252
Instrument	201701704645

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	ALTAMONT, IL 62411

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Sep 1, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Mound Township
Unified School District	Altamont Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,800.00 (-0.96%) Homeowner's exemption Senior Citizen's exemption	$68,810 (+9.99%) Land $7,740 Building $61,070	$206,430 (+9.99%) Land $23,220 Building $183,210
2024	$2,827.00 (+7.86%)	$62,560 (+20.98%) Land $7,040 Building $55,520	$187,680 (+20.98%) Land $21,120 Building $166,560
2022	$2,621.00 Homeowner's exemption	$51,710 Land $5,820 Building $45,890	$155,130 Land $17,460 Building $137,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1990)
Most Recent Claim	Nov 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALTAMONT serves 2,610 people · EPA ID IL0490050
Water Source	Surface water
Last State Inspection	Aug 2023
Also Mapped Here	EJ WATER COOPERATIVE
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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