St. Louis County property record for 2788 Bear Island River Rd, Ely, MN 55731
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1 ba · 880 sqft |
| Lot Size | 1.03 acres (45,091 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,080 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 625-0026-00830 |
| Primary APN | 625-0026-00830 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 880 sqft Gross Area |
| 1st Floor Area | 880 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Architectural Style | Rustic |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 45,091 sqft (1.03 acres) |
| Garage Area | 720 sqft |
| Deck Area | 112 sqft |
| Storage Building | 266 sqft |
| Sauna | Sauna |
| Heating Fuel | Gas |
|---|
| Account Number | 128364 |
|---|---|
| Street Address | 2788 BEAR ISLAND RIVER RD |
| City | ELY |
| State | MN |
| Zip | 55731 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | SMU |
| Legal Description | LOT: 0066 BLOCK:002 SERIAL # |
| Legal Subdivision | FIRST ADDITION TO LAHTI LAND |
| Legal Block | 2 |
| Legal Lot Number | 66 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | BIRCH LAKE |
| Census Block Group | 2 |
| Census Block | 2092 |
| Census Tract | 15401 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 345 E BOUNDARY ST, ELY, MN 55731-1518 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 16, 2002 |
| Transfer Doc | 0000844668 |
| Record Updated | Sep 20, 2026 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Unified School District | Ely Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,080.00 (+2.15%) | ||
| 2025 | $3,994.00 (+24.58%) | $388,200 (-) Land $233,200 Building $155,000 | $388,200 (-) Land $233,200 Building $155,000 |
| 2024 | $3,206.00 | $388,200 (+40.04%) Land $233,200 Building $155,000 | $388,200 (+40.04%) Land $233,200 Building $155,000 |
| 2022 | $277,200 Land $170,000 Building $107,200 | $277,200 Land $170,000 Building $107,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 73% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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