St. Louis County property record for 2780 Bear Island River Rd, Ely, MN 55731
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,700 sqft · built 2014 |
| Lot Size | 0.981 acres (42,751 sqft) |
| Owner | Company Name on Record |
| Last Sale | $3,000 (Mar 2022) |
| Tax Bill | $5,484 (2026) |
| Deeds & Mortgages | Mar 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 625-0026-00810 |
| Primary APN | 625-0026-00810 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,700 sqft Gross Area |
| 1st Floor Area | 1,700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 42,751 sqft (0.981 acres) |
| Garage Area | 884 sqft |
| Deck Area | 73 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 1009873 |
|---|---|
| Street Address | 2780 BEAR ISLAND RIVER RD |
| City | ELY |
| State | MN |
| Zip | 55731-8310 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | SMU |
| Legal Description | LOT: 0064 BLOCK:002 SERIAL # |
| Legal Subdivision | LAHTI LAND FIRST ADD TO |
| Legal Block | 2 |
| Legal Lot Number | 64 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | BIRCH LAKE |
| Census Block Group | 2 |
| Census Block | 2092 |
| Census Tract | 15401 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4225 BERRY SQ, WILLIAMSBURG, VA 23188-8518 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2022 · Amount on Record |
| Deed Sale | Mar 31, 2022 · Amount on Record |
| Prior Sale | Aug 12, 2013 · Amount on Record |
| Deed Document Number | 20221440228 |
| Prior Transfer Date | Mar 22, 2022 |
| Prior Transfer Doc | 0001440228 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Mar 31, 2022 |
| Property Address | 2780 BEAR ISLAND RIVER RD, ELY, MN 55731-8310 |
| Document Number | 0001440228 |
| Instrument Date | Mar 22, 2022 |
| Instrument | 1440228 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 4225 BERRY SQ, WILLIAMSBURG, VA 23188-8518 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Unified School District | Ely Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,484.00 (+1.86%) | ||
| 2025 | $5,384.00 (+24.92%) | $513,500 (-) Land $152,900 Building $360,600 | $513,500 (-) Land $152,900 Building $360,600 |
| 2024 | $4,310.00 | $513,500 (+41.73%) Land $152,900 Building $360,600 | $513,500 (+41.73%) Land $152,900 Building $360,600 |
| 2022 | $362,300 Land $112,800 Building $249,500 | $362,300 Land $112,800 Building $249,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 73% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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