Butte County property record for 2787 Waterloo Cir, Chico, CA 95973 · Last verified August 2026
| Property Type | Orchard (Fruit, Nut) |
|---|---|
| Details | 2 bd · 2 ba · 1,526 sqft · built 1949 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $620,000 (Jul 2026) |
| Tax Bill | $3,975 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Jun 2026 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 042-020-009-000 |
| Primary APN | 042-020-009-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,526 sqft Gross Area |
| 1st Floor Area | 1,526 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Type | Attached |
| Garage Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Old Parcel Number | 042-020-009 |
|---|---|
| Street Address | 2787 WATERLOO CIR |
| City | CHICO |
| State | CA |
| Zip | 95973-7001 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Orchard (Fruit, Nut) |
| Legal Description | 1124 HENSHAW |
| Legal Subdivision | JOHN BIDWELL RHO 03 |
| Legal Lot Number | 33 |
| Jurisdiction | BUTTE CA |
| Township / Civil Division | CHICO |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 404 |
Source: Butte County records · APN 042-020-009-000
Assessment roll updated July 21, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 65 CINDER CONE LOOP, CHICO, CA 95973-0159 |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Jul 20, 2026 | Grant Deed, Transfer RIO VALLEY TITLE, MID VALLEY TITLE |
| Jun 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN TITLE INSURAN C, FIRST AMERICAN TITLE INSURAN |
| Dec 17, 2025 | Deed of Trust, Mortgage CHARLES WATTS |
| Jun 18, 2026 | Grant Deed, Transfer · Conventional Mortgage HOME LENDING |
| Jul 08, 2026 | Grant Deed, Transfer · Conventional Mortgage GO BLUE INC |
| Apr 02, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN |
| Mar 19, 2026 | Grant Deed, Transfer MID VALLEY TITLE AND ESCROW COMPANY, MID VALLEY TITLE & ESCROW CO |
| Jun 22, 2019 | Deed of Trust, Mortgage · Line of Credit TRI COUNTIES BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 20, 2026 · Amount on Record |
| Deed Sale | Jul 20, 2026 · Amount on Record |
| Prior Sale | Jul 08, 2026 · Amount on Record |
| Deed Document Number | 202620162 |
| Prior Transfer Date | May 17, 2023 |
| Prior Transfer Doc | 0000013658 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BUTTE CA |
| Recording Date | Jul 20, 2026 |
| Property Address | 2787 WATERLOO CIR, CHICO, CA 95973-7001 |
| Document Number | 0000020162 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 202620162 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2026 |
| Title Company | RIO VALLEY TITLE, MID VALLEY TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $68,882.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 65 CINDER CONE LOOP, CHICO, CA 95973-0159 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTTE CA |
| Recording Date | Jun 29, 2026 |
| Property Address | 2787 WATERLOO CIR, CHICO, CA 95973-7001 |
| Document Number | 0000018454 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 202618454 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURAN C, FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|---|
| Relationship | Company, 103 |
| Address | 901 BRUCE RD, 100, CHICO, CA 95928-8424 |
| Document Number | 0000018454, |
|---|---|
| Date | Jun 29, 2026 |
| Instrument | 202618454 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTTE CA |
| Property Address | 2787 WATERLOO CIR, CHICO, CA 95973-7001 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 901 BRUCE RD 100, 100, CHICO, CA 95928-8424 |
| Document Number | 0000033469 |
|---|---|
| Date | Dec 17, 2025 |
| Instrument | 2025-0033469 |
| Name | CHARLES WATTS |
|---|---|
| Type | Private Party |
| Amount | Amount Recorded |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BUTTE CA |
| Recording Date | Jun 18, 2026 |
| Property Address | 2787 WATERLOO CIR, CHICO, CA 95973-7001 |
| Document Number | 0000017547 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 202617547 |
| Transaction Type | Transfer |
| Record Updated | Jul 09, 2026 |
| Title Company | RIO VALLEY TITLE, MID VALLEY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $72,992.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0000017548, |
|---|---|
| Date | Jun 18, 2026 |
| Instrument | 202617548 |
| Name | HOME LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BUTTE CA |
| Recording Date | Jul 08, 2026 |
| Property Address | 2787 WATERLOO CIR, CHICO, CA 95973-7001 |
| Document Number | 0000019196 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 202619196 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2026 |
| Title Company | RIO VALLEY TITLE, MID VALLEY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $78,825.45 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0000019198, |
|---|---|
| Date | Jul 08, 2026 |
| Instrument | 202619198 |
| Name | GO BLUE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTTE CA |
| Recording Date | Apr 02, 2026 |
| Property Address | 2787 WATERLOO CIR, CHICO, CA 95973-7001 |
| Document Number | 0000009463 |
| Instrument Date | Mar 24, 2026 |
| Instrument | 20269463 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|---|
| Relationship | Company, 103 |
| Address | 901 BRUCE RD, 100, CHICO, CA 95928-8424 |
| Document Number | 0000009463, |
|---|---|
| Date | Apr 02, 2026 |
| Instrument | 20269463 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BUTTE CA |
| Recording Date | Mar 19, 2026 |
| Property Address | 2787 WATERLOO CIR, CHICO, CA 95973-7001 |
| Document Number | 0000008238 |
| Map Reference | MB 212 PG 27-31 |
| Instrument Date | Nov 20, 2025 |
| Instrument | 2026-0008238 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Title Company | MID VALLEY TITLE AND ESCROW COMPANY, MID VALLEY TITLE & ESCROW CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1260 MUIR AVE, CHICO, CA 95973-8644 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTTE CA |
| Property Address | 1124 HENSHAW AVE, CHICO, CA 95973-8798 |
| Document Number | 0000037569 |
| Instrument Date | Jun 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 01, 2019 |
| Title Company | BIDWELL TITLE AND ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1124 HENSHAW AVE CHICO CA 959738798, CHICO, CA 95973-8798 |
| Document Number | 0000037569 |
|---|---|
| Date | Aug 22, 2019 |
| Instrument | 37569 |
| Name | TRI COUNTIES BANK |
|---|---|
| Type | Bank |
| Address | CHICO, CA 95926 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Butte County records · Assessment roll updated July 21, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Butte County |
| Municipality | Chico City |
| Unified School District | Chico Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,975.00 (+3.62%) | $339,610 (+51.55%) Land $119,084 Building $220,526 |
| 2024 | $3,836.00 (+108.93%) | |
| 2023 | $1,836.00 (-14.88%) Homeowner's exemption | $224,093 Land $58,891 Building $165,202 |
| 2022 | $2,157.00 |
Source: FEMA National Flood Hazard Layer, Butte County (06007C), updated June 30, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060070004041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Nearby Flood Policies | 11 in force |
| Wildfire Risk | Moderate above 50% of the US · above 29% of California |
|---|---|
| Wildfire Likelihood | About 1 in 1,149 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 115 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| UnWired Broadband Holding | Fixed Wireless (licensed-by-rule) | 400 / 50 |
| DigitalPath | Fixed Wireless (licensed-by-rule) | 400 / 20 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Xfinity, UnWired Broadband Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.
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