Emmet County property record for 2786 Quick Rd, Harbor Springs, MI 49740
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,236 sqft · built 2022 |
| Lot Size | 3.9 acres (169,967 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,583 (2024) |
| Deeds & Mortgages | Oct 2021 Mortgage Dec 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-16-06-300-022 |
| Primary APN | 08-16-06-300-022 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,236 sqft Living Area |
| 1st Floor Area | 2,236 sqft |
| Basement Area | 2,236 sqft |
| Unfinished Basement | 2,236 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 169,967 sqft (3.9 acres) |
| Garage Area | 650 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2786 QUICK RD |
|---|---|
| City | HARBOR SPRINGS |
| State | MI |
| Zip | 49740-9344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LTT FF-2 |
| Legal Description | BEG AT SW COR OF SECTION 6, TH S89?55?24?E 535.50 FT ALG S LN OF SD SEC, TH N00?04?36?E 337 FT, TH N89?55?24?W 535.50 FT, TH S00?04?36?W 337 FT TO POB. SUBJ TO RD R/O/W(S). SECTION 6, T35N, R5W. |
| Jurisdiction | EMMET MI |
| Township / Civil Division | LITTLE TRAVERSE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 970400 |
2786 Quick Rd is owned and occupied by two individuals who acquired it in April 2025.
Source: Emmet County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2786 QUICK RD, HARBOR SPRINGS, MI 49740-9344 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY BANK |
| Dec 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY BANK |
| Nov 10, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 28, 2025 |
| Transfer Doc | 001266/781 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 2786 QUICK RD, HARBOR SPRINGS, MI 49740-9344 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2786 QUICK RD, HARBOR SPRINGS, MI 49740-9344 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001237/0000000577 |
|---|---|
| Date | Oct 1, 2021 |
| Book Page | 0000001237/0000000577 |
| Instrument | 5190538 |
| Name | FIRST COMMUNITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 2786 QUICK RD, HARBOR SPRINGS, MI 49740-9344 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2786 QUICK RD, HARBOR SPRINGS, MI 49740-9344 |
| Document Number | 0000001249/0000000129 |
|---|---|
| Date | Dec 16, 2022 |
| Book Page | 0000001249/0000000129 |
| Instrument | 5202098 |
| Name | FIRST COMMUNITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Jan 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Nov 10, 2021 |
| Property Address | 2786 QUICK RD, HARBOR SPRINGS, MI 49740-9344 |
| Document Number | 001238/907 |
| Book / Page | 1238 / 907 |
| Instrument Date | Nov 10, 2021 |
| Instrument | 5191869 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2786 QUICK RD, HARBOR SPRINGS, MI 49740-9344 |
| Investor | Possibly a Property Investor |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Little Traverse Township |
| Unified School District | Harbor Springs School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $435,100 (+21%) Land $435,100 | $870,200 (+21%) Land $870,200 | |
| 2025 | $359,600 Land $359,600 | $719,200 Land $719,200 | |
| 2024 | $5,583.00 | ||
| 2023 | $254,300 Land $254,300 | $508,600 Land $508,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2786 Quick Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2786 Quick Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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