2640 Quick Rd, Harbor Springs, MI 49740 Property Records

Emmet County property record for 2640 Quick Rd, Harbor Springs, MI 49740

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,286 sqft · built 1976
Lot Size	3.8 acres (165,528 sqft)
Owner	2 Individual Names on File
Last Sale	$309,000 (Dec 2019)
Tax Bill	$3,285 (2024)
Deeds & Mortgages	Jan 2021 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-16-06-300-007`

Property Details

APN / Parcel Number

Primary APN	`08-16-06-300-007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,286 sqft Living Area
1st Floor Area	1,286 sqft
Basement Area	1,086 sqft
Unfinished Basement	1,339 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Other
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	165,528 sqft (3.8 acres)
Garage Area	650 sqft
Patio Area	1,620 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2640 QUICK RD
City	HARBOR SPRINGS
State	MI
Zip	49740-9344
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LTT FF-2
Legal Description	PT OF SE ? OF SW ? OF SECTION 6, COM AT SW COR OF SD SEC, TH S89?55?24?E 1608.50 FT, ALG S LN OF SD SEC TO POB, TH CONT S89?55?24?E 16 FT, ALG SD S SEC LN, TH N00?55?15?E 884.10 FT ALG E LN OF W ? OF E ? OF SW FRAC ? OF SD SEC, TH N89?55?24?W 309.03
Legal Range	05W
Legal Township	35N
Legal Section	06
Jurisdiction	EMMET MI
Township / Civil Division	LITTLE TRAVERSE
Census Block Group	1
Census Block	1004
Census Tract	970400

Owner

2640 Quick Rd is owned and occupied by two individuals who bought it in December 2019.

Source: Emmet County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2640 QUICK RD, HARBOR SPRINGS, MI 49740-9344
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS
Dec 17, 2019	Deed, Transfer · Conventional Mortgage QUICKEN LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2019 · Amount on File
Deed Sale	Dec 17, 2019 · Amount on File
Prior Sale	Jan 4, 2011 · Amount on File
Deed Document Number	20195170673
Deed Book / Page	1217 / 752
Prior Transfer Date	Dec 13, 2010
Prior Transfer Doc	001130/631
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	2640 QUICK RD, HARBOR SPRINGS, MI 49740-9344
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23490 HALL RD, WOODHAVEN, MI 48183-3241

Mortgage

Document Number	0000001229/0000000337
Date	Jan 25, 2021
Book Page	0000001229/0000000337
Instrument	5182305

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	EMMET MI
Recording Date	Dec 17, 2019
Property Address	2640 QUICK RD, HARBOR SPRINGS, MI 49740-9344
Document Number	001217/752
Book / Page	1217 / 752
Instrument Date	Dec 16, 2019
Instrument	5170673
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23490 HALL RD, WOODHAVEN, MI 48183-3241

Mortgage

Document Number	0000001217/0000000753
Date	Dec 17, 2019
Book Page	0000001217/0000000753
Instrument	5170674

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Little Traverse Township
Unified School District	Harbor Springs School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$293,400 (+16.2%) Land $25,800 Building $267,600	$586,800 (+16.2%) Land $51,600 Building $535,200
2025		$252,500 Land $20,900 Building $231,600	$505,000 Land $41,800 Building $463,200
2024	$3,285.00
2023		$158,100 Land $18,100 Building $140,000	$316,200 Land $36,200 Building $280,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2640 Quick Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2640 Quick Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

May also be available: Truestream.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Quick Rd

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