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2786 Mead Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2786 Mead Ave, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage2,144 sqft Heated Area
Lot Size6,098 sqft (0.139 acres)
OccupancyOwner Occupied
Last Sale$347,000 (2020)
Tax Bill$4,514.00 (2025)

Property Details

APN / Parcel Number

Primary APN082531373400013900

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,144 sqft Heated Area
Gross Area2,726 sqft Gross Area
1st Floor2,144 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,098 sqft (0.139 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area420 sqft Garage
FenceFence
PorchOpen Porch
Porch Area162 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address2786 MEAD AVE
CitySAINT CLOUD
StateFL
Zip34771-7948
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAKESHORE AT NARCOOSSEE PH 3 PB 24 PG 88-93 LOT 390
Legal Range31E
Legal Township25S
Legal Section08
Legal SubdivisionLAKESHORE AT NARCOOSSEE
Legal Phase3
Legal Tract3734
Legal Lot Number390
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1017
Census Tract43600

Owner

Source: Osceola County records · APN 082531373400013900

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2786 MEAD AVE, SAINT CLOUD, FL 34771-7948
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2020Warranty Deed, Transfer · Veterans Administration Mortgage
MORTGAGE RESEARCH CENTER LLC
Oct 02, 2018Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
PULTE MORTGAGE LLC
Jan 11, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 12, 2020 · Amount on Record
Deed SaleNov 12, 2020 · Amount on Record
Prior SaleOct 02, 2018 · Amount on Record
Deed Doc Number2020155390
Deed Book / Page5832 / 391
Record RefreshedJun 08, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 12, 2020
Property Address2786 MEAD AVE, SAINT CLOUD, FL 34771-7948
Document Number0058320391
Book / Page5832 / 391
Map ReferenceMB 24 PG 88-93
Instrument DateNov 10, 2020
Instrument2020155390
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyNONA TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,429.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3959 WHISTLEWOOD CIR, 3959, LAKELAND, FL 33811-3059

Transferred To (Grantee/Buyer)

NameVerified Name
Address2786 MEAD AVE, SAINT CLOUD, FL 34771-7948
InvestorPossibly a Property Investor

Mortgage

Document Number0005832393
DateNov 12, 2020
Instrument5832/393
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

October 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 02, 2018
Property Address2786 MEAD AVE, SAINT CLOUD, FL 34771-7948
Document Number0054110028
Book / Page5411 / 0028
Map ReferenceMB24 PG88-93
Instrument DateSep 20, 2018
Instrument2018147940
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 08, 2022
Title CompanyPGP TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,313.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4901 VINELAND RD STE 500, 4901, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

NameVerified Name
Address2786 MEAD AVE, SAINT CLOUD, FL 34771-7948

Mortgage

Document Number2018147941
DateOct 02, 2018
Instrument2018147941
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2048

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 11, 2017
Property Address2786 MEAD AVE, SAINT CLOUD, FL 34771-7948
Document Number0050842246
Book / Page005084 / 002246
Instrument DateJan 11, 2017
Instrument6658
Transaction TypeTransfer
Record UpdatedJan 30, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$30,352.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4901 VINELAND RD #500 ORLANDO FL 328117383, 500, ORLANDO, FL 32811-7383
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,514.00 (+7.22%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$320,233 (+5.99%)$398,300 (+1.01%) Land $78,800 Building $319,500
2023$4,210.00 (+4.08%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$302,144 (+3%)$394,300 (+19.09%) Land $78,800 Building $315,500
2022$4,045.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$293,344$331,100 Land $63,000 Building $268,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskModerate
above 53% of the US · above 23% of Florida
Wildfire LikelihoodAbout 1 in 926 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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