Osceola County property record for 2781 Mead Ave, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,591 sqft · built 2018 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $314,600 (Jul 2018) |
| Tax Bill | $4,571 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Jul 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 082531373400013100 |
| Primary APN | 082531373400013100 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,591 sqft Heated Area |
| Gross Area | 3,190 sqft |
| 1st Floor Area | 1,070 sqft |
| Upper Floors Area | 1,521 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.139 acres) |
| Garage Type | Finished |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 158 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2781 MEAD AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKESHORE AT NARCOOSSEE PH 3 PB 24 PG 88-93 LOT 310 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 08 |
| Legal Subdivision | LAKESHORE AT NARCOOSSEE |
| Legal Phase | 3 |
| Legal Tract | 3734 |
| Legal Lot Number | 310 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 43600 |
Source: Osceola County records · APN 082531373400013100
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2781 MEAD AVE, SAINT CLOUD, FL 34771-7939 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2023 | Deed of Trust, Mortgage · FHA Mortgage COMMUNITY LOAN SERVICING LLC |
| Jul 23, 2018 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage PULTE MORTGAGE LLC |
| Jan 11, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 23, 2018 · Amount on Record |
| Deed Sale | Jul 23, 2018 · Amount on Record |
| Deed Document Number | 2018112434 |
| Deed Book / Page | 5372 / 0161 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2781 MEAD AVE, SAINT CLOUD, FL 34771-7939 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2781 MEAD AVE, SAINT CLOUD, FL 34771-7939 |
| Document Number | 0063782388 |
|---|---|
| Date | Mar 30, 2023 |
| Book Page | 6378/2388 |
| Instrument | 2023035903 |
| Name | COMMUNITY LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | Dec 01, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 23, 2018 |
| Property Address | 2781 MEAD AVE, SAINT CLOUD, FL 34771-7939 |
| Document Number | 0053720161 |
| Book / Page | 5372 / 0161 |
| Map Reference | MB24 PG88-93 |
| Instrument Date | Jul 20, 2018 |
| Instrument | 2018112434 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | PGP TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,202.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4901 VINELAND RD STE 500, 4901, ORLANDO, FL 32811-7383 |
| Name | Verified Name |
|---|---|
| Address | 2781 MEAD AVE, SAINT CLOUD, FL 34771-7939 |
| Document Number | 2018112435 |
|---|---|
| Date | Jul 23, 2018 |
| Instrument | 2018112435 |
| Name | PULTE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 11, 2017 |
| Property Address | 2781 MEAD AVE, SAINT CLOUD, FL 34771-7939 |
| Document Number | 0050842246 |
| Book / Page | 005084 / 002246 |
| Instrument Date | Jan 11, 2017 |
| Instrument | 6658 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $30,352.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4901 VINELAND RD #500 ORLANDO FL 328117383, 500, ORLANDO, FL 32811-7383 |
| Investor | Possibly a Property Investor |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,571.00 (+7.1%) Homeowner's exemption | $319,356 (+5.99%) | $404,100 (+1.03%) Land $75,000 Building $329,100 |
| 2023 | $4,268.00 (+4.02%) Homeowner's exemption | $301,317 (+3%) | $400,000 (+19.05%) Land $75,000 Building $325,000 |
| 2022 | $4,103.00 Homeowner's exemption | $292,541 | $336,000 Land $60,000 Building $276,000 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 278 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 in force |
| Nearby Flood Claims | 24 (1994–2022) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, T-Mobile USA, Verizon, Xfinity.
Based on FCC filings for 394 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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