2786 Jenna Cir, Montgomery, IL 60538 Property Records

Kendall County property record for 2786 Jenna Cir, Montgomery, IL 60538

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 896 sqft · built 2002
Lot Size	0.181 acres (7,871 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Jul 2019)
Tax Bill	$5,842 (2024)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-02-227-004`

Property Details

APN / Parcel Number

Primary APN	`02-02-227-004`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	896 sqft Living Area
Gross Area	1,296 sqft
1st Floor Area	896 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,871 sqft (0.181 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	2786 JENNA CIR
City	MONTGOMERY
State	IL
Zip	60538-4000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 LAKEWOOD CREEK UNIT 1, VILLAGE OF MONTGOMERY
Legal Subdivision	LAKEWOOD CREEK UNIT 1
Legal Lot Number	4
Jurisdiction	KENDALL IL
Township / Civil Division	BRISTOL
Census Block Group	1
Census Block	1000
Census Tract	890404

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2786 JENNA CIR, MONTGOMERY, IL 60538-4000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2019 · Amount on Record
Deed Sale	Jul 5, 2019 · Amount on Record
Prior Sale	Oct 23, 2015 · Amount on Record
Deed Document Number	20198933
Prior Transfer Date	Aug 3, 2005
Prior Transfer Doc	0000025724
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Jul 5, 2019
Property Address	2786 JENNA CIR, MONTGOMERY, IL 60538-4000
Document Number	0000008933
Map Reference	DOC 200100004400
Instrument Date	Jun 20, 2019
Instrument	201900008933
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2786 JENNA CIR, MONTGOMERY, IL 60538-4000

Mortgage

Document Number	0000008934
Date	Jul 5, 2019
Instrument	201900008934

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Bristol Township
Municipality	Montgomery Village
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$84,323 (+35.6%) Land $14,531 Building $69,792	$252,969 (+35.6%) Land $43,593 Building $209,376
2024	$5,842.00
2022		$62,183 Land $10,804 Building $51,379	$186,549 Land $32,412 Building $154,137

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY serves 28,956 people · EPA ID IL0894690
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20