2775 Jenna Cir, Montgomery, IL 60538 Property Records

Kendall County property record for 2775 Jenna Cir, Montgomery, IL 60538

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 896 sqft · built 2001
Lot Size	0.165 acres (7,204 sqft)
Owner	2 Individual Names on Record
Last Sale	$172,000 (Sep 2004)
Tax Bill	$6,577 (2024)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-02-228-003`

Property Details

APN / Parcel Number

Primary APN	`02-02-228-003`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	896 sqft Living Area
Gross Area	2,192 sqft
1st Floor Area	896 sqft
Basement Area	896 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,204 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	2775 JENNA CIR
City	MONTGOMERY
State	IL
Zip	60538-4007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 105 LAKEWOOD CREEK UNIT 1, VILLAGE OF MONTGOMERY
Legal Subdivision	LAKEWOOD CREEK UNIT 1
Legal Lot Number	105
Jurisdiction	KENDALL IL
Township / Civil Division	BRISTOL
Census Block Group	1
Census Block	1001
Census Tract	890404

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2775 JENNA CIR, MONTGOMERY, IL 60538-4007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2004 · Amount on Record
Deed Sale	Sep 7, 2004 · Amount on Record
Prior Sale	Feb 19, 2002 · Amount on Record
Deed Document Number	200425004
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	2775 JENNA CIR, MONTGOMERY, IL 60538-4007
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2775 JENNA CIR, MONTGMRY, IL 60538-4007

Mortgage

Document Number	0000011248
Date	May 3, 2021
Instrument	202100011248

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	261 Months
Due	Feb 1, 2043

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Bristol Township
Municipality	Montgomery Village
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$90,984 (+31.13%) Land $14,531 Building $76,453	$272,952 (+31.13%) Land $43,593 Building $229,359
2024	$6,577.00
2022		$69,382 Land $10,804 Building $58,578	$208,146 Land $32,412 Building $175,734

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY serves 28,956 people · EPA ID IL0894690
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20