Santa Cruz County property record for 2786 Borregas Dr, Aptos, CA 95003 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1959 |
| Square Footage | 1,282 sqft Living Area |
| Lot Size | 19,907 sqft (0.457 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $800,000 (2014) |
| Tax Bill | $12,691.00 (2025) |
| Primary APN | 039-171-20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,282 sqft Living Area |
| Gross Area | 1,788 sqft Gross Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Construction Type | Wood Construction |
| Roof Construction | Sawtooth Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 19,907 sqft (0.457 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 506 sqft Garage |
| Deck Area | 352 sqft Deck |
| Patio Area | 352 sqft Patio |
| Topography | Steep Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 2786 BORREGAS DR |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-3205 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | APTOS RHO |
| Legal Lot Number | 1,2 |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | SANTA CRUZ |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 122004 |
Source: Santa Cruz County records · APN 039-171-20
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2786 BORREGAS DR, APTOS, CA 95003-3205 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Oct 30, 2023 | Deed of Trust, Mortgage · Line of Credit BAY FCU |
| Oct 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Feb 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 07, 2014 · Amount on Record |
| Deed Sale | Jan 07, 2014 · Amount on Record |
| Prior Sale | Apr 15, 1997 |
| Deed Doc Number | 2014702 |
| Prior Transfer Date | Jun 27, 2006 |
| Prior Transfer Doc | 0000039122 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 2786 BORREGAS DR, APTOS, CA 95003-3205 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2786 BORREGAS DR, APTOS, CA 95003-3205 |
| Document Number | 0000020896 |
|---|---|
| Date | Oct 30, 2023 |
| Instrument | 2023-0020896 |
| Name | BAY FCU |
|---|---|
| Type | Credit Union |
| Address | CAPITOLA, CA 95010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 302 Months |
| Due | Dec 15, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 2786 BORREGAS DR, APTOS, CA 95003-3205 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2021 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2786 BORREGAS DR, APTOS, CA 95003-3205 |
| Document Number | 0000053823 |
|---|---|
| Date | Oct 27, 2021 |
| Instrument | 2021-0053823 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 2786 BORREGAS DR, APTOS, CA 95003-3205 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMERICAN COAST TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000004995 |
|---|---|
| Date | Feb 12, 2020 |
| Instrument | 2020-0004995 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,000,305 (+2%) Land $781,488 Building $218,817 | ||
| 2025 | $12,691.00 (+10.07%) | $980,691 (+4.04%) Land $766,165 Building $214,526 | |
| 2023 | $11,530.00 (+2.19%) | $942,610 Land $736,414 Building $206,196 | $1,224,450 |
| 2022 | $11,283.00 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures