2757 Borregas Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 2757 Borregas Dr, Aptos, CA 95003 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,196 sqft · built 1959
Lot Size	0.39 acres (16,988 sqft)
Owner	Trust Name on File
Tax Bill	$4,289 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit Jan 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`039-161-30`

Property Details

APN / Parcel Number

Primary APN	`039-161-30`
Alternative APN	`039-161-30-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,196 sqft Living Area
Gross Area	1,656 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.39 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2757 BORREGAS DR
City	APTOS
State	CA
Zip	95003-3204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 72 LOT 13 ,14
Legal Subdivision	BAY VIEW ESTATES 72
Legal Tract	72
Legal Lot Number	14
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2008
Census Tract	122004

Owner

Source: Santa Cruz County records · APN 039-161-30

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	2757 BORREGAS DR, APTOS, CA 95003-3204
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jan 11, 2021	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/CA
Jan 08, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Dec 02, 2019	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/CA
Nov 27, 2019	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Dec 10, 2020
Transfer Doc	0000001142
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	2757 BORREGAS DR, APTOS, CA 95003-3204
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028246
Date	Aug 25, 2017
Instrument	2017-0028246

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 14, 2047

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 11, 2021
Property Address	2757 BORREGAS DR, APTOS, CA 95003-3204
Document Number	0000001417
Instrument Date	Jan 04, 2021
Instrument	1417
Transaction Type	Transfer
Record Updated	Feb 03, 2021
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2757 BORREGAS DR APTOS CA 950033204, APTOS, CA 95003-3204

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 08, 2021
Property Address	2757 BORREGAS DR, APTOS, CA 95003-3204
Document Number	0000001142
Map Reference	MB 30 PG 18
Instrument Date	Dec 10, 2020
Instrument	2021-0001142
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2757 BORREGAS DR, APTOS, CA 95003-3204

Mortgage

Document Number	0000001143
Date	Jan 08, 2021
Instrument	2021-0001143

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 02, 2019
Property Address	2757 BORREGAS DR, APTOS, CA 95003-3204
Document Number	0000037308
Instrument Date	Nov 21, 2019
Instrument	37308
Transaction Type	Transfer
Record Updated	Dec 19, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2757 BORREGAS DR APTOS CA 950033204, APTOS, CA 95003-3204

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 27, 2019
Property Address	2757 BORREGAS DR, APTOS, CA 95003-3204
Document Number	0000037208
Instrument Date	Nov 21, 2019
Instrument	37208
Transaction Type	Transfer
Record Updated	Dec 12, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2757 BORREGAS DR APTOS CA 950033204, APTOS, CA 95003-3204

Mortgage

Document Number	37209
Date	Nov 27, 2019
Instrument	37209

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2049

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$249,381 (+2%) Land $137,369 Building $112,012
2025	$4,289.00 (+12.99%) Homeowner's exemption	$244,492 (+4.04%) Land $134,676 Building $109,816
2023	$3,796.00 (+3.18%) Homeowner's exemption	$234,998 Land $129,446 Building $105,552	$1,026,090
2022	$3,679.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871220042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 32% of the US · above 19% of California
Wildfire Likelihood	About 1 in 4,167 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 298 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35

May also be available at this address: Cruzio Internet, AT&T, Surfnet Communications, Etheric Communications, LLC., California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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