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2785 Ridgegate Row, La Jolla, CA 92037 Property Records

San Diego County property record for 2785 Ridgegate Row, La Jolla, CA 92037

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,581 sqft · built 2001
Lot Size0.174 acres (7,586 sqft)
OwnerCompany Name on Record
Last Sale$1,035,000 (May 2007)
Tax Bill$17,297 (2025)
Deeds & MortgagesNov 2020 Transfer
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN358-714-22-00

Property Details

APN / Parcel Number

Primary APN358-714-22-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,581 sqft Living Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Lot Area7,586 sqft (0.174 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2785 RIDGEGATE ROW
CityLA JOLLA
StateCA
Zip92037-0915
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1-2
Legal DescriptionPAR 144 TR PM11408
Legal SubdivisionSAN DIEGO BEACH CLUB
Legal Tract11408
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1000
Census Tract8310

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2785 RIDGEGATE ROW, LA JOLLA, CA 92037-0915
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2020Quit Claim Deed, Transfer
TICOR TITLE-SAN DIEGO
Nov 25, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 23, 2007 · Amount on Record
Deed SaleMay 23, 2007 · Amount on Record
Prior SaleMar 27, 2001 · Amount on Record
Deed Document Number2007349906
Last Transfer DateNov 4, 2020
Transfer Doc0000753929
Record UpdatedSep 20, 2026

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateNov 30, 2020
Property Address2785 RIDGEGATE ROW, LA JOLLA, CA 92037-0915
Document Number0000753929
Instrument DateNov 4, 2020
Instrument753929
Transaction TypeTransfer
Record UpdatedDec 7, 2020
Title CompanyTICOR TITLE-SAN DIEGO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address2785 RIDGEGATE ROW LA JOLLA CA 920370915, LA JOLLA, CA 92037-0915

November 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateNov 25, 2020
Property Address2785 RIDGEGATE ROW, LA JOLLA, CA 92037-0915
Document Number0000750062
Instrument DateNov 4, 2020
Instrument2020-0750062
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2785 RIDGEGATE ROW, LA JOLLA, CA 92037-0915

Mortgage

Document Number0000750063
DateNov 25, 2020
Instrument2020-0750063
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueDec 1, 2040

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Diego City
Unified School DistrictSan Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,414,338 (+2%) Land $867,735 Building $546,603
2025$17,297.00 (+6.28%) Homeowner's exemption$1,386,607 (+4.04%) Land $850,721 Building $535,886
2023$16,275.00 (+2.74%) Homeowner's exemption$1,332,766 Land $817,688 Building $515,078
2022$15,841.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims3 (1980–2020)
Claims Outside the SFHA2 of 3
Most Recent ClaimJan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN DIEGO
serves 1,408,937 people · EPA ID CA3710020
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL		100 / 20

May also be available: T-Mobile.

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