2735 Ridgegate Row, La Jolla, CA 92037 Property Records

San Diego County property record for 2735 Ridgegate Row, La Jolla, CA 92037

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,577 sqft · built 2001
Lot Size	0.19 acres (8,284 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,949,000 (Jul 2021)
Tax Bill	$25,914 (2025)
Deeds & Mortgages	Jul 2021 Transfer Jul 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`358-714-25-00`

Property Details

APN / Parcel Number

Primary APN	`358-714-25-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,577 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	8,284 sqft (0.19 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2735 RIDGEGATE ROW
City	LA JOLLA
State	CA
Zip	92037-0915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-2
Legal Description	PAR 147 TR PM11408
Legal Subdivision	CITY OF SAN DIEGO
Legal Tract	11408
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	8310

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2735 RIDGEGATE ROW, LA JOLLA, CA 92037-0915
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE
Jul 29, 2021	Grant Deed, Transfer · Conventional Mortgage CASTLE MORTGAGE CORP
Jul 29, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jul 17, 2020	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
May 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2021 · Amount on Record
Deed Sale	Jul 29, 2021 · Amount on Record
Prior Sale	Sep 28, 2000 · Amount on Record
Deed Document Number	2021540918
Last Transfer Date	Oct 22, 2024
Transfer Doc	0000295290
Record Updated	Sep 20, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 29, 2021
Property Address	2735 RIDGEGATE ROW, LA JOLLA, CA 92037-0915
Document Number	0000540919
Instrument Date	Jul 22, 2021
Instrument	2021-0540919
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2735 RIDGEGATE ROW, LA JOLLA, CA 92037-0915

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 29, 2021
Property Address	2735 RIDGEGATE ROW, LA JOLLA, CA 92037-0915
Document Number	0000540918
Instrument Date	Jul 16, 2021
Instrument	2021-0540918
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2735 RIDGEGATE ROW, LA JOLLA, CA 92037-0915

Mortgage

Document Number	0000540920
Date	Jul 29, 2021
Instrument	2021-0540920

Lender

Name	CASTLE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 29, 2021
Property Address	2735 RIDGEGATE ROW, LA JOLLA, CA 92037-0915
Document Number	0000541984
Instrument Date	Jul 15, 2021
Instrument	2021-0541984
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2735 RIDGEGATE ROW, LA JOLLA, CA 92037-0915

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2735 RIDGEGATE ROW, LA JOLLA, CA 92037-0915
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000385914
Date	Jul 17, 2020
Instrument	2020-0385914

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2735 RIDGEGATE ROW, LA JOLLA, CA 92037-0915
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000230154
Date	May 6, 2020
Instrument	2020-0230154

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Type Change Date	Jun 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.12%
Index	1-Year LIBOR
Max Rate	8.12%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,109,658 (+2%) Land $1,243,713 Building $865,945
2025	$25,914.00 (+6.26%)	$2,068,293 (+4.04%) Land $1,219,327 Building $848,966
2023	$24,388.00 (+2.73%)	$1,987,980 Land $1,171,980 Building $816,000
2022	$23,739.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1980–2020)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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