San Diego County property record for 2785 Overlook Point Dr, Escondido, CA 92029
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,922 sqft · built 2017 |
| Lot Size | 0.108 acres (4,719 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $876,000 (Aug 2022) |
| Tax Bill | $15,648 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Jan 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 235-560-04-00 |
| Primary APN | 235-560-04-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,922 sqft Living Area |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Lot Area | 4,719 sqft (0.108 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 2785 OVERLOOK POINT DR |
|---|---|
| City | ESCONDIDO |
| State | CA |
| Zip | 92029-2602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S88 |
| Legal Description | LOT 4 TR 015888 |
| Legal Subdivision | SAN DIEGO #5365-1 |
| Legal Tract | 015888 |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1065 |
| Census Tract | 20313 |
Source: San Diego County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2785 OVERLOOK POINT DR, ESCONDIDO, CA 92029-2602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Aug 16, 2022 | Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Jan 12, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 15, 2020 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 1, 2019 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Feb 15, 2019 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Feb 27, 2017 | Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2022 · Amount on Record |
| Deed Sale | Aug 16, 2022 · Amount on Record |
| Prior Sale | Feb 27, 2017 · Amount on Record |
| Deed Document Number | 2022331128 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 16, 2022 |
| Property Address | 2785 OVERLOOK POINT DR, ESCONDIDO, CA 92029-2602 |
| Document Number | 0000331128 |
| Map Reference | MAP 1588 |
| Instrument Date | Aug 2, 2022 |
| Instrument | 2022-0331128 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2785 OVERLOOK POINT DR, ESCONDIDO, CA 92029-2602 |
| Document Number | 0000331129 |
|---|---|
| Date | Aug 16, 2022 |
| Instrument | 2022-0331129 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2785 OVERLOOK POINT DR, ESCONDIDO, CA 92029-2602 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 2785 OVERLOOK POINT DR, ESCONDIDO, CA 92029-2602 |
| Document Number | 0000021350 |
|---|---|
| Date | Jan 12, 2021 |
| Instrument | 2021-0021350 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2785 OVERLOOK POINT DR, ESCONDIDO, CA 92029-2602 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 2785 OVERLOOK POINT DR, ESCONDIDO, CA 92029-2602 |
| Document Number | 0000806481 |
|---|---|
| Date | Dec 15, 2020 |
| Instrument | 2020-0806481 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2785 OVERLOOK POINT DR, ESCONDIDO, CA 92029-2602 |
| Document Number | 0000510657 |
| Instrument Date | Nov 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE/CA |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2785 OVERLOOK POINT DR ESCONDIDO CA 920292602, ESCONDIDO, CA 92029-2602 |
| Document Number | 0000510657 |
|---|---|
| Date | Nov 6, 2019 |
| Instrument | 510657 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 5, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2785 OVERLOOK POINT DR, ESCONDIDO, CA 92029-2602 |
| Document Number | 0000078745 |
| Instrument Date | Feb 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2785 OVERLOOK POINT DR ESCONDIDO CA 920292602, ESCONDIDO, CA 92029-2602 |
| Document Number | 0000078745 |
|---|---|
| Date | Mar 5, 2019 |
| Instrument | 78745 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 4, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 27, 2017 |
| Property Address | 2785 OVERLOOK POINT DR, ESCONDIDO, CA 92029-2602 |
| Document Number | 0000091599 |
| Instrument Date | Jan 9, 2017 |
| Instrument | 91599 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $617.65 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2785 OVERLOOK POINT DR ESCONDIDO CA 920292602, ESCONDIDO, CA 92029-2602 |
| Document Number | 91600 |
|---|---|
| Date | Feb 27, 2017 |
| Instrument | 91600 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 26, 2047 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Escondido Union Elementary School District (KG - 08) |
| Secondary School District | Escondido Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $929,617 (+2%) Land $381,107 Building $548,510 | |
| 2025 | $15,648.00 (+8.8%) | $911,390 (+9.54%) Land $373,635 Building $537,755 |
| 2023 | $14,382.00 (+41.44%) | $832,000 Land $341,000 Building $491,000 |
| 2022 | $10,168.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 64% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINCON DEL DIABLO MWD (ID-1) serves 28,427 people · EPA ID CA3710018 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Fiber | 2,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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