El Dorado County property record for 2785 Osborne Rd, Cameron Park, CA 95682
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,429 sqft · built 1987 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $640,000 (Aug 2023) |
| Tax Bill | $6,994 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Aug 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 082-165-020-000 |
| Primary APN | 082-165-020-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,429 sqft Living Area |
| 1st Floor Area | 2,429 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Terrain | Brushy |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 2,429 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 2785 OSBORNE RD |
|---|---|
| City | CAMERON PARK |
| State | CA |
| Zip | 95682-9062 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L 947 CAMERON PK N 2 |
| Legal Subdivision | CAMERON PK N 2 |
| Legal Lot Number | 947 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 30807 |
Source: El Dorado County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2785 OSBORNE RD, CAMERON PARK, CA 95682-9062 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Mar 23, 2026 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 4, 2023 | Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANPAL LLC |
| Aug 27, 2019 | Grant Deed, Transfer · Conventional with PMI PARAMOUNT PTRS GRP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2023 · Amount on Record |
| Deed Sale | Aug 4, 2023 · Amount on Record |
| Prior Sale | Aug 27, 2019 · Amount on Record |
| Deed Document Number | 202321776 |
| Prior Transfer Date | Feb 13, 2019 |
| Prior Transfer Doc | 0000004983 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 2785 OSBORNE RD, CAMERON PARK, CA 95682-9062 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA |
| Name | Verified Name |
|---|---|
| Address | 2785 OSBORNE RD, CAMERON PARK, CA 95682-9062 |
| Document Number | 0000009140 |
|---|---|
| Date | Mar 23, 2026 |
| Instrument | 2026-0009140 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Aug 4, 2023 |
| Property Address | 2785 OSBORNE RD, CAMERON PARK, CA 95682-9062 |
| Document Number | 0000021776 |
| Map Reference | MB D PG 1 |
| Instrument Date | Aug 1, 2023 |
| Instrument | 2023-0021776 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2023 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2785 OSBORNE RD, CAMERON PARK, CA 95682-9062 |
| Document Number | 0000021777 |
|---|---|
| Date | Aug 4, 2023 |
| Instrument | 2023-0021777 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 2785 OSBORNE RD, CAMERON PARK, CA 95682-9062 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Title Company | NATIONAL CLOSING SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 2785 OSBORNE RD, CAMERON PARK, CA 95682-9062 |
| Document Number | 0000004842 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 2021-0004842 |
| Name | LOANPAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Aug 27, 2019 |
| Property Address | 2785 OSBORNE RD, CAMERON PARK, CA 95682-9062 |
| Document Number | 0000035276 |
| Instrument Date | Aug 14, 2019 |
| Instrument | 35276 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $522.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2785 OSBORNE RD CAMERON PARK CA 956829062, CAMERON PARK, CA 95682-9062 |
| Document Number | 35277 |
|---|---|
| Date | Aug 27, 2019 |
| Instrument | 35277 |
| Name | PARAMOUNT PTRS GRP |
|---|---|
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 26, 2049 |
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Elementary School District | Buckeye Union Elementary School District (KG - 08) |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $665,855 (+2%) Land $186,231 Building $479,624 | |
| 2025 | $6,994.00 (+2.31%) Homeowner's exemption | $652,800 (+30.74%) Land $182,580 Building $470,220 |
| 2024 | $6,836.00 (+26.31%) | |
| 2023 | $5,412.00 (+1.46%) | $499,307 Land $115,628 Building $383,679 |
| 2022 | $5,334.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 15 (1993–2023) |
| Claims Outside the SFHA | 3 of 15 |
| Most Recent Claim | Mar 2023 · Severe Winter Storms And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 80% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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