San Luis Obispo County property record for 2782 Richard Ave, Cayucos, CA 93430
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,296 sqft · built 1979 |
| Lot Size | 0.04 acres (1,750 sqft) |
| Owner | Company Name on Record |
| Last Sale | $595,000 (Jul 2013) |
| Tax Bill | $7,605 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 064-204-029 |
| Primary APN | 064-204-029 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 3 Stories |
| Building Area | 1,296 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Construction Type | Wood |
| Lot Area | 1,750 sqft (0.04 acres) |
| Terrain | Steep |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 2782 RICHARD AVE |
|---|---|
| City | CAYUCOS |
| State | CA |
| Zip | 93430-1467 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | MORRO STR U5 BL 82 LT 50 |
| Legal Subdivision | MORRO STRAND |
| Legal Tract | 5 |
| Legal Block | 82 |
| Legal Lot Number | 50 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 10504 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2782 RICHARD AVE, CAYUCOS, CA 93430-1467 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 26, 2013 · Amount on Record |
| Deed Sale | Jul 26, 2013 · Amount on Record |
| Prior Sale | Sep 26, 2003 · Amount on Record |
| Deed Document Number | 201344112 |
| Last Transfer Date | Jun 7, 2016 |
| Transfer Doc | 0000026461 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 2782 RICHARD AVE, CAYUCOS, CA 93430-1467 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000050648 |
|---|---|
| Date | Nov 13, 2019 |
| Instrument | 2019050648 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SAN JOSE, CA 95113 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Elementary School District | Cayucos Elementary School District (KG - 08) |
| Secondary School District | Coast Unified School District (9-12) (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $743,963 (+2%) Land $500,144 Building $243,819 | |
| 2025 | $7,605.00 (+1.98%) Homeowner's exemption | $729,377 (+4.04%) Land $490,338 Building $239,039 |
| 2023 | $7,457.00 (+1.73%) Homeowner's exemption | $701,056 Land $471,299 Building $229,757 |
| 2022 | $7,330.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 10 (1983–2016) |
| Claims Outside the SFHA | 6 of 10 |
| Most Recent Claim | Jan 2016 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 64% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SLOCSA #10A - CAYUCOS serves 1,200 people · EPA ID CA4010901 |
|---|---|
| Water Source | Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Astound Broadband, Ranch Wifi.
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