San Luis Obispo County property record for 2778 Richard Ave, Cayucos, CA 93430
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,967 sqft · built 2001 |
| Lot Size | 0.04 acres (1,750 sqft) |
| Owner | Company Name on File |
| Last Sale | $16,000 (Jan 1996) |
| Tax Bill | $3,764 (2025) |
| Deeds & Mortgages | Oct 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 064-204-045 |
| Primary APN | 064-204-045 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 3 Stories |
| Building Area | 1,967 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Construction Type | Wood |
| Lot Area | 1,750 sqft (0.04 acres) |
| Terrain | Steep |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 2778 RICHARD AVE |
|---|---|
| City | CAYUCOS |
| State | CA |
| Zip | 93430-1467 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | MORRO STR U5 BL 82 LT 48 |
| Legal Subdivision | MORRO STRAND 05 |
| Legal Tract | 5 |
| Legal Block | 82 |
| Legal Lot Number | 48 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 10504 |
2778 Richard Ave is owned by a company that acquired it in October 2019.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 12701 GRANITE RD, BAKERSFIELD, CA 93308-9192 |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 16, 1996 · Amount on File |
| Deed Sale | Jan 16, 1996 · Amount on File |
| Deed Document Number | 19962207 |
| Last Transfer Date | Oct 3, 2019 |
| Transfer Doc | 0000046607 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Oct 22, 2019 |
| Property Address | 2778 RICHARD AVE, CAYUCOS, CA 93430-1467 |
| Document Number | 0000046607 |
| Instrument Date | Oct 3, 2019 |
| Instrument | 46607 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2019 |
| Title Company | PUBLIC TITLE COMPANY, PUBLIC TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2778 RICHARD AVE CAYUCOS CA 934301467, CAYUCOS, CA 93430-1467 |
The 2025 property tax bill for 2778 Richard Ave was $3,764.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Elementary School District | Cayucos Elementary School District (KG - 08) |
| Secondary School District | Coast Unified School District (9-12) (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $357,654 (+2%) Land $88,692 Building $268,962 | |
| 2025 | $3,764.00 | $350,642 Land $86,953 Building $263,689 |
| 2023 | $3,689.00 (+1.77%) | $337,028 Land $83,578 Building $253,450 |
| 2022 | $3,625.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2778 Richard Ave in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 10 (1983–2016) |
| Claims Outside the SFHA | 6 of 10 |
| Most Recent Claim | Jan 2016 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2778 Richard Ave is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 64% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SLOCSA #10A - CAYUCOS serves 1,200 people · EPA ID CA4010901 |
|---|---|
| Water Source | Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Astound Broadband, Ranch Wifi.
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