Kane County property record for 2781 Colonial Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,210 sqft · built 1994 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $337,500 (May 2006) |
| Tax Bill | $10,323 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-17-258-017 |
| Primary APN | 06-17-258-017 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,210 sqft Living Area |
| Gross Area | 3,265 sqft |
| Basement Area | 1,055 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Traditional |
| Construction Type | Frame |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 2781 COLONIAL DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-5557 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RANDALL RIDGE UNIT 3 LOT 44 |
| Legal Subdivision | RANDALL RIDGE |
| Legal Block | 4 |
| Legal Lot Number | 44 |
| Legal Unit | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 851904 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2781 COLONIAL DR, ELGIN, IL 60124-5557 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2006 · Amount on Record |
| Deed Sale | May 10, 2006 · Amount on Record |
| Deed Document Number | 200649865 |
| Prior Transfer Date | Apr 10, 2003 |
| Prior Transfer Doc | 0000102979 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2781 COLONIAL DR, ELGIN, IL 60124-5557 |
| Document Number | 0000008726 |
| Instrument Date | Oct 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2781 COLONIAL DR ELGIN IL 601245557, ELGIN, IL 60124-5557 |
| Document Number | 0000008726 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 8726 |
| Name | MUTUAL/OMAHA MTG LLC |
|---|---|
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 29, 2035 |
| Rate Type | Fixed Rate |
|---|
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,323.00 (+7.67%) Homeowner's exemption | ||
| 2024 | $128,787 (+21.39%) Land $28,317 Building $100,470 | $386,516 (+21.44%) Land $84,985 Building $301,531 | |
| 2022 | $9,588.00 (+3.44%) Homeowner's exemption | $106,090 (+6.96%) Land $23,326 Building $82,764 | $318,270 (+6.96%) Land $69,978 Building $248,292 |
| 2021 | $9,269.00 Homeowner's exemption | $99,186 Land $21,808 Building $77,378 | $297,558 Land $65,424 Building $232,134 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2000) |
| Most Recent Claim | Jun 2000 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures