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2777 Colonial Dr, Elgin, IL 60124 Property Records

Kane County property record for 2777 Colonial Dr, Elgin, IL 60124 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,900 sqft · built 1993
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on File
Last Sale$485,000 (Jun 2026)
Tax Bill$9,109 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Jan 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-17-258-018

Property Details

APN / Parcel Number

Primary APN06-17-258-018

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,900 sqft Living Area
Gross Area2,641 sqft
Basement Area741 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Construction TypeFrame
Lot Area12,197 sqft (0.28 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address2777 COLONIAL DR
CityELGIN
StateIL
Zip60124-5557
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRANDALL RIDGE UNIT 3 LOT 45
Legal SubdivisionRANDALL RIDGE
Legal Block4
Legal Lot Number45
Legal Unit3
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group4
Census Block4026
Census Tract851904

Owner

Source: Kane County records · APN 06-17-258-018

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2777 COLONIAL DR, ELGIN, IL 60124-5557
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2026Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK
Jan 07, 2026Deed of Trust, Mortgage · Line of Credit
FIRST NATIONAL BANK OF OMAHA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 25, 2026 · Amount on Record
Deed SaleJun 25, 2026 · Amount on Record
Deed Document Number202626721
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJun 25, 2026
Property Address2777 COLONIAL DR, ELGIN, IL 60124-5557
Document Number0000026721
Instrument DateJun 10, 2026
Instrument202626721
Transaction TypeTransfer
Record UpdatedJul 06, 2026
Title CompanyCHICAGO TITLE W, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$73,477.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2777 COLONIAL DR, ELGIN, IL 60124-5557

Mortgage

Document Number0000026722,
DateJun 25, 2026
Instrument202626722
Lender
NameJPMORGAN CHASE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.36%
Initial TypeFixed Rate
Max Rate-1%

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2777 COLONIAL DR, ELGIN, IL 60124-5557
Transaction TypeMortgage
Record UpdatedJan 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000829
DateJan 07, 2026
Instrument2026K000829
Lender
NameFIRST NATIONAL BANK OF OMAHA
TypeBank
AddressOMAHA, NE 68197
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$9,109.00 (-2.6%) Homeowner's exemption
2024$9,352.00 (+10.53%)$114,502 (+21.39%) Land $28,317 Building $86,185$343,643 (+21.44%) Land $84,985 Building $258,658
2022$8,461.00 (+3.51%) Homeowner's exemption$94,323 (+6.96%) Land $23,326 Building $70,997$282,969 (+6.96%) Land $69,978 Building $212,991
2021$8,174.00 Homeowner's exemption$88,185 Land $21,808 Building $66,377$264,555 Land $65,424 Building $199,131

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898519044, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2000)
Most Recent ClaimJun 2000

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 315 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Radiate HoldingsCable1,500 / 50
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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