Highlands County property record for 2780 Treasure Cay Ln, Sebring, FL 33875 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2004 |
| Square Footage | 2,837 sqft Living Area |
| Lot Size | 13,548 sqft (0.311 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $290,000 (2019) |
| Tax Bill | $4,010.00 (2024) |
| Primary APN | C-09-35-28-080-0000-0140 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Building Area | 2,837 sqft Living Area |
| 1st Floor | 2,397 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Concrete Blocks Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 13,548 sqft (0.311 acres) |
| Driveway | 1 Driveway |
| Driveway Area | 608 sqft Driveway |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 588 sqft Garage |
| Pool Type | Pool with Hot Tub/Spa Pool Type |
|---|---|
| Pool Area | 450 sqft Pool |
| Patio Area | 738 sqft Patio |
| Porch | Open Porch |
| Porch Area | 483 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Electric Heating Fuel |
| Street Address | 2780 TREASURE CAY LN |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875-4775 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CTRY CLB OF SEB PH 2 SEC 2 STERLING OAKS PB 16 PG 29 LOT 14 |
| Legal Range | 28E |
| Legal Township | 35S |
| Legal Section | 09 |
| Legal Subdivision | COUNTRY CLUB OF SEB PH 2 SEC 2 |
| Legal Phase | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | HIGHLANDS FL |
| Minor Civil Division | SEBRING |
| Census Blockgroup | 3 |
| Census Block | 3023 |
| Census Tract | 961301 |
Source: Highlands County records · APN C-09-35-28-080-0000-0140
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2780 TREASURE CAY LN, SEBRING, FL 33875-4775 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jul 03, 2019 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 03, 2019 · Amount on Record |
| Deed Sale | Jul 03, 2019 · Amount on Record |
| Prior Sale | Sep 26, 2011 · Amount on Record |
| Deed Doc Number | 1946973 |
| Deed Book / Page | 2701 / 0301 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 2780 TREASURE CAY LN, SEBRING, FL 33875-4775 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0002053685 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | 2851/279 |
| Instrument | 2053685 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 2780 TREASURE CAY LN, SEBRING, FL 33875-4775 |
| Document Number | 0001990146 |
| Instrument Date | Apr 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 09, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 2780 TREASURE CAY LN SEBRING FL 338754775, SEBRING, FL 33875-4775 |
| Document Number | 0001990146 |
|---|---|
| Date | Jun 29, 2020 |
| Book Page | 002760/000293 |
| Instrument | 1990146 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 28, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jul 03, 2019 |
| Property Address | 2780 TREASURE CAY LN, SEBRING, FL 33875-4775 |
| Document Number | 0001946973 |
| Book / Page | 002701 / 000301 |
| Instrument Date | Jul 01, 2019 |
| Instrument | 1946973 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2019 |
| Title Company | HEARTLAND TITLE COMPANY, HEARTLAND TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,030.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 2780 TREASURE CAY LN SEBRING FL 338754775, SEBRING, FL 33875-4775 |
| Document Number | 1946974 |
|---|---|
| Date | Jul 03, 2019 |
| Book Page | 002701/000303 |
| Instrument | 1946974 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 02, 2049 |
Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $320,298 (+5.99%) | $421,847 (+3.95%) Land $32,000 Building $389,847 | |
| 2024 | $4,010.00 (+1.65%) | ||
| 2023 | $3,945.00 (+1.05%) Homeowner's exemption | $302,205 (+3%) | $405,822 (+18.93%) Land $30,000 Building $375,822 |
| 2022 | $3,904.00 Homeowner's exemption | $293,403 | $341,233 Land $30,000 Building $311,233 |
Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 75% of the US · above 61% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 160 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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