Highlands County property record for 2758 Treasure Cay Ln, Sebring, FL 33875 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,565 sqft · built 2005 |
| Lot Size | 0.21 acres (9,161 sqft) |
| Owner | Individual Name on File |
| Last Sale | $445,000 (Feb 2024) |
| Tax Bill | $3,160 (2024) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C-09-35-28-080-0000-0180 |
| Primary APN | C-09-35-28-080-0000-0180 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,565 sqft Living Area |
| 1st Floor Area | 2,128 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,161 sqft (0.21 acres) |
| Lot Dimensions | 127 ft deep x 73 ft wide |
| Garage Type | Finished |
| Garage Area | 529 sqft |
| Driveway | Driveway |
| Driveway Area | 680 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 450 sqft |
| Porch | Open Porch |
| Porch Area | 360 sqft |
| Patio Area | 430 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 2758 TREASURE CAY LN |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875-4775 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CTRY CLB OF SEB PH 2 SEC 2 STERLING OAKS PB 16 PG 29 LOT 18 |
| Legal Range | 28E |
| Legal Township | 35S |
| Legal Section | 09 |
| Legal Subdivision | COUNTRY CLUB OF SEB PH 2 SEC 2 |
| Legal Phase | 2 |
| Legal Lot Number | 18 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 961301 |
Source: Highlands County records · APN C-09-35-28-080-0000-0180
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2758 TREASURE CAY LN, SEBRING, FL 33875-4775 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2024 | Warranty Deed, Transfer · Conventional Mortgage HEARTLAND NATIONAL BANK |
| Jun 20, 2019 | Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 23, 2024 · Amount on Record |
| Deed Sale | Feb 23, 2024 · Amount on Record |
| Prior Sale | Jun 20, 2019 · Amount on Record |
| Deed Document Number | 2191379 |
| Deed Book / Page | 3027 / 1222 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Feb 23, 2024 |
| Property Address | 2758 TREASURE CAY LN, SEBRING, FL 33875-4775 |
| Document Number | 0002191379 |
| Book / Page | 3027 / 1222 |
| Map Reference | MB 16 PG 29 |
| Instrument Date | Feb 21, 2024 |
| Instrument | 2191379 |
| Transaction Type | Transfer |
| Record Updated | Mar 08, 2024 |
| Title Company | WHEATLAND TITLE, HEARTLAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,115.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6575 99TH WAY N # N22101, N22101, ST PETERSBURG, FL 33708-5502 |
| Name | Verified Name |
|---|---|
| Address | 2758 TREASURE CAY LN, SEBRING, FL 33875-4775 |
| Document Number | 0030271224 |
|---|---|
| Date | Feb 23, 2024 |
| Instrument | 3027/1224 |
| Name | HEARTLAND NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Type Change Date | Mar 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 4.37% |
| Max Rate At Change | 8.37% |
| Max Rate | 11.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jun 20, 2019 |
| Property Address | 2758 TREASURE CAY LN, SEBRING, FL 33875-4775 |
| Document Number | 0001945131 |
| Book / Page | 2698 / 1645 |
| Map Reference | MB 16 PG 29 |
| Instrument Date | Jun 19, 2019 |
| Instrument | 1945131 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | CAPSTONE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,952.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 332 GROVE CIR, 332, AVON PARK, FL 33825-2264 |
| Name | Verified Name |
|---|---|
| Address | 2758 TREASURE CAY LN, SEBRING, FL 33875-4775 |
| Document Number | 0026981647 |
|---|---|
| Date | Jun 20, 2019 |
| Instrument | 2698/1647 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $362,077 (+46.09%) Land $25,550 Building $336,527 | $362,077 (+0.72%) Land $25,550 Building $336,527 | |
| 2024 | $3,160.00 (+1.94%) Homeowner's exemption | $247,840 (+3%) | $359,486 (+3.63%) Land $25,185 Building $334,301 |
| 2023 | $3,100.00 (+1.27%) Homeowner's exemption | $240,621 (+3%) | $346,899 (+18.83%) Land $21,900 Building $324,999 |
| 2022 | $3,061.00 Homeowner's exemption | $233,613 | $291,929 Land $21,900 Building $270,029 |
Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 75% of the US · above 61% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 160 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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