2780 Tiny Ridge Way, Pacific, MO 63069 Property Records

Franklin County property record for 2780 Tiny Ridge Way, Pacific, MO 63069

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,200 sqft · built 2023
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$372,267 (Jan 2024)
Tax Bill	$3,081 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jan 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-7-36.0-4-000-045.000`

Property Details

APN / Parcel Number

Primary APN	`19-7-36.0-4-000-045.000`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Frame
Lot Area	43,560 sqft (1 acres)

Location & Zoning

Street Address	2780 TINY RIDGE WAY
City	PACIFIC
State	MO
Zip	63069-6084
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	PT NW SE, S OF HWY O
Legal Range	2E
Legal Township	43N
Legal Section	36
Legal Subdivision	CRESTVIEW ACRES 02
Jurisdiction	FRANKLIN MO
Township / Civil Division	CALVEY
Census Block Group	3
Census Block	3004
Census Tract	800801

Owner

Source: Franklin County records, as of November 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2780 TINY RIDGE WAY, PACIFIC, MO 63069-6084
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 19, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE COMMUNITY BANK
Mar 13, 2020	Warranty Deed, Transfer · Line of Credit BANK STAR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2024 · Amount on Record
Deed Sale	Jan 17, 2024 · Amount on Record
Prior Sale	Apr 4, 2023
Deed Document Number	2024568
Prior Transfer Date	Apr 2, 2023
Prior Transfer Doc	0000003917
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	2780 TINY RIDGE WAY, PACIFIC, MO 63069-6084
Transaction Type	Mortgage
Record Updated	Jan 31, 2024
Title Company	CONTINENTAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002400569
Date	Jan 17, 2024
Instrument	2400569

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	2780 TINY RIDGE WAY, PACIFIC, MO 63069-6084
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002300641
Date	Jan 19, 2023
Instrument	2300641

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Mar 13, 2020
Property Address	TINY RIDGE WAY, PACIFIC, MO 63069
Document Number	0000003642
Instrument Date	Mar 12, 2020
Instrument	3642
Transaction Type	Transfer
Record Updated	Mar 24, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	103 METROCOM DR PACIFIC MO 630696518, PACIFIC, MO 63069-6518

Mortgage

Document Number	3643
Date	Mar 13, 2020
Instrument	3643

Lender

Name	BANK STAR
Type	Bank
Address	PACIFIC, MO 63069

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Meramec Valley R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,081.00 (+1,538.83%)	$41,287 (+1,519.1%)	$217,300 (+922.59%) Land $32,000 Building $185,300
2023	$188.00 (+6.21%)	$2,550	$21,250 Land $21,250
2022	$177.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW ACRES SUBD private · serves 150 people · EPA ID MO6036074
Water Source	Groundwater
Last State Inspection	Jul 2022
Also Mapped Here	FRANKLIN COUNTY PWSD 3
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bays-ET Highspeed Fixed Wireless	600 / 100
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: T-Mobile.

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