Bannock County property record for 2780 Opal Ln, Inkom, ID 83245 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,129 sqft · built 1977 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $957 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Aug 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R4015015800 |
| Primary APN | R4015015800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,129 sqft Finished Area |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 1,037 sqft |
| Finished Basement | 1,037 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Architectural Style | A-Frame |
| Exterior Material | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2780 OPAL LN |
|---|---|
| City | INKOM |
| State | ID |
| Zip | 83245-1562 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S22-T7S-R36E TR NW4NW4 TAX 159 0.50 AC |
| Legal Range | 36E |
| Legal Township | 07S |
| Legal Section | 22 |
| Jurisdiction | BANNOCK ID |
| Township / Civil Division | INKOM |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 200 |
Source: Bannock County records · APN R4015015800
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2780 OPAL LN, INKOM, ID 83245-1562 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2023 | Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Aug 04, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Dec 31, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Aug 11, 2008 |
| Transfer Doc | 20817711 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANNOCK ID |
| Property Address | 2780 OPAL LN, INKOM, ID 83245-1562 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0022308964 |
|---|---|
| Date | Aug 30, 2023 |
| Instrument | 22308964 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANNOCK ID |
| Property Address | 2780 OPAL LN, INKOM, ID 83245-1562 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0022213020 |
|---|---|
| Date | Aug 04, 2022 |
| Instrument | 22213020 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANNOCK ID |
| Property Address | 2780 OPAL LN, INKOM, ID 83245-1562 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 22025267 |
|---|---|
| Date | Dec 31, 2020 |
| Instrument | 22025267 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 371 Months |
| Due | Nov 01, 2051 |
Source: Bannock County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Idaho |
| County | Bannock County |
| Unified School District | Marsh Valley Joint School District 21 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $957.00 (+8.38%) Homeowner's exemption | $337,606 (+7.84%) Land $88,500 Building $249,106 | $337,606 (+7.84%) Land $88,500 Building $249,106 |
| 2023 | $883.00 Homeowner's exemption | $313,071 Land $88,500 Building $224,571 | $313,071 Land $88,500 Building $224,571 |
Source: FEMA National Flood Hazard Layer, Bannock County (16005C), updated September 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 160050002002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 23 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 23 in force 19 of 23 on primary residences |
| Nearby Flood Claims | 5 (1983–2009) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Jul 2009, river or lake flooding |
| Wildfire Risk | High above 87% of the US · above 53% of Idaho |
|---|---|
| Wildfire Likelihood | About 1 in 102 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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