Bannock County property record for 1045 Opal Ln, Inkom, ID 83245
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,173 sqft · built 2015 |
| Lot Size | 8.68 acres (378,101 sqft) |
| Owner | Individual Name on File |
| Last Sale | $399,000 (Jun 2026) |
| Tax Bill | $4,515 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | RICPI012207 |
| Primary APN | RICPI012207 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,173 sqft Finished Area |
| 1st Floor Area | 5,010 sqft |
| Basement Area | 1,503 sqft |
| Finished Basement | 1,503 sqft |
| Unfinished Basement | 1,670 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 378,101 sqft (8.68 acres) |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Driveway | Driveway |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1045 OPAL LN |
|---|---|
| City | INKOM |
| State | ID |
| Zip | 83245 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S22-T7S-R36E TR SW4NW4 TAX 244 0.43 AC TR SW4NW4 TAX 243 8.25 AC COUNT PROP IN INKOM |
| Legal Range | 36E |
| Legal Township | 07S |
| Legal Section | 22 |
| Jurisdiction | BANNOCK ID |
| Township / Civil Division | INKOM |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 200 |
Source: Bannock County assessment roll, as of November 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 136, INKOM, ID 83245-0136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jun 26, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage TITLE ONE |
| Aug 7, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage ADVANTAGE PLUS FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 26, 2026 · Amount on Record |
| Deed Sale | Jun 26, 2026 · Amount on Record |
| Prior Sale | Aug 7, 2020 · Amount on Record |
| Deed Document Number | 20267592 |
| Prior Transfer Date | Jun 22, 2026 |
| Prior Transfer Doc | 0000007592 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BANNOCK ID |
| Recording Date | Jun 26, 2026 |
| Property Address | 1045 OPAL LN, INKOM, ID 83245 |
| Document Number | 0000007592 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 20267592 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2026 |
| Title Company | TITLE ONE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Document Number | 0000007593, |
|---|---|
| Date | Jun 26, 2026 |
| Instrument | 20267593 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Jul 1, 2029 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BANNOCK ID |
| Recording Date | Aug 7, 2020 |
| Property Address | 1045 OPAL LN, INKOM, ID 83245 |
| Document Number | 22013963 |
| Map Reference | DOC 598379 |
| Instrument Date | Aug 3, 2020 |
| Instrument | 22013963 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1036 OPAL LN, INKOM, ID 83245 |
| Document Number | 22013964 |
|---|---|
| Date | Aug 7, 2020 |
| Instrument | 22013964 |
| Name | ADVANTAGE PLUS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Bannock County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Idaho |
| County | Bannock County |
| Municipality | Inkom City |
| Unified School District | Marsh Valley Joint School District 21 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,515.00 Homeowner's exemption | $633,444 (+13.39%) Land $82,105 Building $551,339 | $633,444 (+13.39%) Land $82,105 Building $551,339 |
| 2023 | $4,515.00 Homeowner's exemption | $558,629 Land $46,653 Building $511,976 | $558,629 Land $46,653 Building $511,976 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 5 (1983–2009) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Jul 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 87% of the US · above 53% of Idaho |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF INKOM serves 792 people · EPA ID ID6030025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Fybercom Fixed Wireless | 120 / 20 |
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