278 Tower Ct, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 278 Tower Ct, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2024
Square Footage2,379 sqft Living Area
Lot Size6,969 sqft (0.16 acres)
OccupancyOwner Occupied
Last Sale$500,000 (2026)
Tax Bill$8,089.00 (2025)

Property Details

APN / Parcel Number

Primary APN010023-0380

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures12 Plumbing Fixtures
Building Area2,379 sqft Living Area
Gross Area2,837 sqft Gross Area
1st Floor1,029 sqft 1st Floor
Stories2 Stories
Primary FlooringCarpet Flooring

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialConcrete Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,969 sqft (0.16 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area458 sqft Garage
Porch Area180 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address278 TOWER CT
CitySAINT AUGUSTINE
StateFL
Zip32092-0293
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description120/41-50 SHEARWATER PHASE 3F LOT 38 OR6293/653
Legal SubdivisionSHEARWATER PHASE 3F
Legal Block1
Legal Lot Number38
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup2
Census Block2000
Census Tract20907

Owner

Source: St. Johns County records · APN 010023-0380

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address278 TOWER CT, SAINT AUGUSTINE, FL 32092-0293
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2026Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 03, 2024Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 23, 2026 · Amount on Record
Deed SaleJan 23, 2026 · Amount on Record
Prior SaleAug 01, 2024 · Amount on Record
Deed Doc Number20265697
Deed Book / Page6293 / 653
Record RefreshedJun 08, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJan 23, 2026
Property Address278 TOWER CT, SAINT AUGUSTINE, FL 32092-0293
Document Number0062930653
Book / Page6293 / 653
Map ReferenceMB 120 PG 41-50
Instrument DateJan 21, 2026
Instrument2026005697
Transaction TypeTransfer
Record UpdatedFeb 06, 2026
Title CompanyGIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,500.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address101 VIEW POINTE DR, NEWPORT NEWS, VA 23603-1384

Transferred To (Grantee/Buyer)

NameVerified Name
Address278 TOWER CT, ST AUGUSTINE, FL 32092-0293

Mortgage

Document Number0006293655
DateJan 23, 2026
Instrument6293/655
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056

April 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateApr 03, 2024
Property AddressSAINT JOHNS, FL 32259
Document Number0059251457
Book / Page5925 / 1457
Map ReferenceMB 120 PG 41-50
Instrument DateMar 29, 2024
Instrument2024024692
Transaction TypeTransfer
Record UpdatedApr 15, 2024

Transaction

AmountAmount Recorded
Tax$12,740.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7547 GOLF CHANNEL DR, ORLANDO, FL 32819-8921
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$417,729 (-1.14%) Land $100,000 Building $317,729$417,729 (-1.14%) Land $100,000 Building $317,729
2025$8,089.00 (+94.92%) Homeowner's exemption$422,556 (+267.44%)$422,556 (+267.44%) Land $115,000 Building $307,556
2024$4,150.00 Homeowner's exemption$115,000$115,000 Land $115,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 62% of the US · above 37% of Florida
Wildfire LikelihoodAbout 1 in 535 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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