245 Tower Ct, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 245 Tower Ct, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 2025
Square Footage	2,379 sqft Living Area
Lot Size	4,791 sqft (0.11 acres)
Garage	Attached, 458 sqft
Occupancy	Owner Occupied
Tax Bill	$4,468.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`010023-0290`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	12 Plumbing Fixtures
Building Area	2,379 sqft Living Area
Gross Area	2,837 sqft Gross Area
1st Floor	1,029 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Carpet Flooring

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Concrete Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	4,791 sqft (0.11 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	458 sqft Garage
Porch Area	284 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	245 TOWER CT
City	SAINT AUGUSTINE
State	FL
Zip	32092-0293
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	120/41-50 SHEARWATER PHASE 3F LOT 29 OR6112/1142
Legal Subdivision	SHEARWATER PHASE 3F
Legal Block	1
Legal Lot Number	29
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	2
Census Block	2000
Census Tract	20907

Owner

Source: St. Johns County records · APN 010023-0290

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	245 TOWER CT, SAINT AUGUSTINE, FL 32092-0293
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 12, 2025
Deed Sale	Mar 12, 2025
Prior Sale	Jul 09, 2024 · Amount on Record
Deed Doc Number	202519379
Deed Book / Page	6112 / 1142
Record Refreshed	Jun 08, 2026

March 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 12, 2025
Property Address	245 TOWER CT, SAINT AUGUSTINE, FL 32092-0293
Document Number	0061121142
Book / Page	6112 / 1142
Map Reference	MB 120 PG 41-50
Instrument Date	Mar 04, 2025
Instrument	2025019379
Transaction Type	Transfer
Record Updated	Apr 02, 2026
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,425.80
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8649 BAYPINE RD STE 202, 202, JACKSONVILLE, FL 32256-7560

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	245 TOWER CT, SAINT AUGUSTINE, FL 32092-0293

Mortgage

Document Number	0061121144
Date	Mar 12, 2025
Instrument	6112/1144

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2055

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$417,729 (+263.24%) Land $100,000 Building $317,729	$417,729 (+263.24%) Land $100,000 Building $317,729
2025	$4,468.00 (+14.68%)	$115,000 (-)	$115,000 (-) Land $115,000
2024	$3,896.00	$115,000	$115,000 Land $115,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 37% of Florida
Wildfire Likelihood	About 1 in 535 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.