San Diego County property record for 278 Smoke Tree Pl, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,006 sqft · built 1986 |
| Lot Size | 0.88 acres (3,847 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $248,500 (Oct 2002) |
| Tax Bill | $2,115 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 157-712-19-00 |
| Primary APN | 157-712-19-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,006 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 3,847 sqft (0.88 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 278 SMOKE TREE PL |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-6127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-A |
| Legal Description | LOT 19 TR 011233 |
| Legal Subdivision | MURRAY MISSION |
| Legal Tract | 011233 |
| Legal Block | 1 |
| Legal Lot Number | 19 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 18520 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 278 SMOKE TREE PL, OCEANSIDE, CA 92057-6127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2002 · Amount on Record |
| Deed Sale | Oct 7, 2002 · Amount on Record |
| Prior Sale | Jun 21, 1995 · Amount on Record |
| Deed Document Number | 2002865386 |
| Last Transfer Date | Feb 21, 2003 |
| Transfer Doc | 0000218481 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 278 SMOKE TREE PL, OCEANSIDE, CA 92057-6127 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | TICOR TITLE COMPANY OF CA |
| Name | Verified Name |
|---|---|
| Address | 278 SMOKE TREE PL, OCEANSIDE, CA 92057-6127 |
| Document Number | 0000501428 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 2020-0501428 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $367,091 (+2%) Land $236,359 Building $130,732 | |
| 2025 | $2,115.00 (+1.1%) | $359,894 (+4.04%) Land $231,725 Building $128,169 |
| 2023 | $2,092.00 (-2.65%) | $345,921 Land $222,728 Building $123,193 |
| 2022 | $2,149.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: GeoLinks, T-Mobile.
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