270 Smoke Tree Pl, Oceanside, CA 92057 Property Records

San Diego County property record for 270 Smoke Tree Pl, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 906 sqft · built 1986
Lot Size	0.87 acres (3,789 sqft)
Owner	Individual Name on Record
Last Sale	$695,000 (Jun 2026)
Tax Bill	$2,384 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jul 2021 Transfer
Flood Zone	Zone X (moderate risk)
APN	`157-712-17-00`

Property Details

APN / Parcel Number

Primary APN	`157-712-17-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	906 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	3,789 sqft (0.87 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	270 SMOKE TREE PL
City	OCEANSIDE
State	CA
Zip	92057-6127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 17 TR 011233
Legal Subdivision	MURRAY MISSION
Legal Tract	011233
Legal Block	1
Legal Lot Number	17
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1000
Census Tract	18520

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	270 SMOKE TREE PL, OCEANSIDE, CA 92057-6127
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 12, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2026 · Amount on Record
Deed Sale	Jun 9, 2026 · Amount on Record
Prior Sale	Jun 23, 1992 · Amount on Record
Deed Document Number	2026164989
Prior Transfer Date	Jun 25, 2021
Prior Transfer Doc	0000495114
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 9, 2026
Property Address	270 SMOKE TREE PL, OCEANSIDE, CA 92057-6127
Document Number	0000164989
Instrument Date	May 20, 2026
Instrument	2026164989
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$77,214.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	270 SMOKE TREE PL, OCEANSIDE, CA 92057-6127

Mortgage

Document Number	0000164990,
Date	Jun 9, 2026
Instrument	2026164990

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 12, 2021
Property Address	270 SMOKE TREE PL, OCEANSIDE, CA 92057-6127
Document Number	0000495114
Map Reference	MAP 11233
Instrument Date	Jun 25, 2021
Instrument	2021-0495114
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 SMOKE TREE PL, OCEANSIDE, CA 92057-6127

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$650,000 (+201.34%) Land $550,000 Building $100,000
2025	$2,384.00 (+2.01%) Homeowner's exemption	$215,701 (+4.04%) Land $66,326 Building $149,375
2024	$2,337.00 (+3.27%)
2023	$2,263.00 (+1.57%) Homeowner's exemption	$207,327 Land $63,751 Building $143,576
2022	$2,228.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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