278 Ranchero Pl, Pearcy, AR 71964 Property Records

Garland County property record for 278 Ranchero Pl, Pearcy, AR 71964

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,655 sqft · built 1988
Lot Size	3.53 acres (153,767 sqft)
Owner	2 Company Names on Record
Tax Bill	$292 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`100-13983-000`

Property Details

APN / Parcel Number

Primary APN	`100-13983-000`
Alternative APNs	`1033714.0` `8119`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,655 sqft Living Area
1st Floor Area	1,655 sqft
Flooring	Parquet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	153,767 sqft (3.53 acres)
Garage Type	Mixed
Garage Area	682 sqft
Driveway	Asphalt Driveway
Driveway Area	576 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	16 sqft
Deck Area	40 sqft
Patio Area	144 sqft
Lean-To	144 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	278 RANCHERO PL
City	PEARCY
State	AR
Zip	71964-9759
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW NW & PT NW SW
Legal Range	20W
Legal Township	03S
Legal Section	19
Legal Subdivision	19-3S-20
Jurisdiction	GARLAND AR
Township / Civil Division	LAKE HAMILTON
Census Block Group	2
Census Block	2017
Census Tract	11102

Owner

Source: Garland County records, as of October 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	278 RANCHERO PL, PEARCY, AR 71964-9759
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Intrafamily Transfer, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Dec 13, 2021	Intrafamily Transfer, Transfer
Oct 25, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage QUICKEN LNS
Oct 26, 2018	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2021
Deed Sale	Oct 14, 2021
Prior Sale	May 5, 1993 · Amount on Record
Deed Book / Page	4363 / 949
Prior Transfer Date	Aug 9, 2021
Prior Transfer Doc	0043880128
Record Updated	Sep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GARLAND AR
Recording Date	Oct 14, 2021
Property Address	278 RANCHERO PL, PEARCY, AR 71964-9759
Document Number	0043630949
Book / Page	4363 / 949
Instrument Date	Aug 9, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	278 RANCHERO PL, PEARCY, AR 71964-9759

Mortgage

Document Number	0004363952
Date	Oct 14, 2021
Instrument	4363/952

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Sep 1, 2036

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GARLAND AR
Recording Date	Dec 13, 2021
Property Address	278 RANCHERO PL, PEARCY, AR 71964-9759
Document Number	0043880128
Book / Page	4388 / 128
Instrument Date	Aug 9, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	278 RANCHERO PL, PEARCY, AR 71964-9759

October 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	GARLAND AR
Recording Date	Oct 25, 2018
Property Address	278 RANCHERO PL, PEARCY, AR 71964-9759
Document Number	0033960377
Book / Page	003396 / 000377
Instrument Date	Oct 18, 2018
Transaction Type	Mortgage
Record Updated	Nov 9, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	278 RANCHERO PL PEARCY AR 719649759, PEARCY, AR 71964-9759

Mortgage

Document Number	39960382
Date	Oct 25, 2018
Book Page	003996/000382

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 24, 2033

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARLAND AR
Recording Date	Oct 26, 2018
Property Address	278 RANCHERO PL, PEARCY, AR 71964-9759
Document Number	0039960671
Book / Page	003996 / 000671
Instrument Date	Oct 18, 2018
Transaction Type	Transfer
Record Updated	Nov 12, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	278 RANCHERO PL PEARCY AR 719649759, PEARCY, AR 71964-9759

Tax Assessment & Valuation

Source: Garland County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Garland County
Unified School District	Lake Hamilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$292.00 (-35.82%) Homeowner's exemption	$52,070 (-) Land $9,800 Building $42,270
2023	$455.00 Homeowner's exemption	$52,070 Land $9,800 Building $42,270	$260,350 Land $49,000 Building $211,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 70% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOT SPRINGS UTILITIES serves 75,343 people · EPA ID AR0000209
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Longview Cable Television Company Cable	1,000 / 50

May also be available: Verizon, Wireless ETC.

Cell Coverage

5G (outdoors only) and 4G LTE

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