230 Ranchero Pl, Pearcy, AR 71964 Property Records

Garland County property record for 230 Ranchero Pl, Pearcy, AR 71964

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,528 sqft · built 1998
Lot Size	3.59 acres (156,380 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,720 (2025)
Deeds & Mortgages	Feb 2020 Loan Modification Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`100-14002-000`

Property Details

APN / Parcel Number

Primary APN	`100-14002-000`
Alternative APNs	`1057226.0` `8125`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,528 sqft Living Area
1st Floor Area	2,528 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	156,380 sqft (3.59 acres)
Garage Type	Attached
Garage Area	460 sqft
Driveway	Concrete Driveway
Driveway Area	90 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	132 sqft
Deck Area	144 sqft
Patio Area	144 sqft
Lean-To	192 sqft
Utility Building	528 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	230 RANCHERO PL
City	PEARCY
State	AR
Zip	71964-9759
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW SW
Legal Range	20W
Legal Township	03S
Legal Section	19
Legal Subdivision	19-3S-20
Jurisdiction	GARLAND AR
Township / Civil Division	LAKE HAMILTON
Census Block Group	2
Census Block	2017
Census Tract	11102

Owner

Source: Garland County assessment roll, as of October 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	230 RANCHERO PL, PEARCY, AR 71964-9759
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2020	Loan Modification, Mortgage · Conventional with PMI BENCHMARK MTG
Aug 31, 2018	Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 13, 2024
Deed Sale	Dec 13, 2024
Prior Sale	Aug 31, 2018 · Amount on Record
Deed Book / Page	4713 / 233
Prior Transfer Date	Nov 20, 2024
Prior Transfer Doc	0047130233
Record Updated	Sep 20, 2026

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GARLAND AR
Property Address	230 RANCHERO PL, PEARCY, AR 71964-9759
Document Number	0041640724
Instrument Date	Feb 6, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 RANCHERO PL PEARCY AR 719649759, PEARCY, AR 71964-9759

Mortgage

Document Number	0041640724
Date	Jun 4, 2020
Book Page	004164/000724

Lender

Name	BENCHMARK MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	336 Months
Due	Jun 3, 2048

Interest

Rate	4%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARLAND AR
Recording Date	Aug 31, 2018
Property Address	230 RANCHERO PL, PEARCY, AR 71964-9759
Document Number	0039800017
Book / Page	3980 / 0017
Instrument Date	Aug 31, 2018
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	REALTY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$742.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 RACHERO, PEARCY, AR 71964-9759

Mortgage

Document Number	0000398020
Date	Aug 31, 2018
Instrument	3980/20

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Garland County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Garland County
Unified School District	Lake Hamilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,720.00 (+2.81%) Homeowner's exemption	$68,250 (-) Land $9,890 Building $58,360
2023	$1,673.00 Homeowner's exemption	$68,250 Land $9,890 Building $58,360	$341,250 Land $49,450 Building $291,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 63% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOT SPRINGS UTILITIES serves 75,343 people · EPA ID AR0000209
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WEHCO Video Cable	1,000 / 50

May also be available: C&W Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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