Cherokee County property record for 278 Morgan Cir, Gaffney, SC 29341
| Property Type | Single Family Home |
|---|---|
| Details | 1,668 sqft · built 1990 |
| Lot Size | 0.719 acres (31,363 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $121,000 (Apr 2000) |
| Tax Bill | $750 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 007096-23-3 |
| Primary APN | 007096-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,668 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Exterior Material | Siding |
| Lot Area | 31,363 sqft (0.719 acres) |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Old Parcel Number | 0800100010000 61377589 |
|---|---|
| Street Address | 278 MORGAN CIR |
| City | GAFFNEY |
| State | SC |
| Zip | 29341-2732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 278 MORGAN CIR MORGAN CIRCLE/LOT 17/11D 507 NO MTG CO/OWNER PAYS TAX |
| Legal Tract | BUT |
| Legal Lot Number | 17 |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 970201 |
278 Morgan Cir is owned and occupied by two individuals who bought it in April 2000.
Source: Cherokee County records, as of November 19, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 278 MORGAN CIR, GAFFNEY, SC 29341-2732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2000 · Amount on File |
| Deed Sale | Apr 27, 2000 · Amount on File |
| Deed Document Number | 0000074309 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 278 Morgan Cir was $750 with a homeowner's exemption.
Source: Cherokee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $750.00 Homeowner's exemption | $6,030 Land $520 Building $5,510 | $150,700 Land $13,000 Building $137,700 |
| 2023 | $628.00 | $6,030 Land $520 Building $5,510 | $150,700 Land $13,000 Building $137,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 278 Morgan Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 278 Morgan Cir is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 91% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAFFNEY BPW serves 24,290 people · EPA ID SC1110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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