Cherokee County property record for 245 Morgan Cir, Gaffney, SC 29341
| Property Type | Single Family Home |
|---|---|
| Details | 1,984 sqft · built 1996 |
| Lot Size | 0.769 acres (33,541 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $588 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 025561-23-3 |
| Primary APN | 025561-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,984 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Siding |
| Lot Area | 33,541 sqft (0.769 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Old Parcel Number | 0800100005001 00483689 |
|---|---|
| Street Address | 245 MORGAN CIR |
| City | GAFFNEY |
| State | SC |
| Zip | 29341-2732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 245 MORGAN CIR PLAT 12M 605/ ADDRESS CHANGE PER AUDITOR'S OFFICE AG82-86 87-88 OF |
| Legal Tract | BUT |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 970201 |
245 Morgan Cir is owned and occupied by two individuals who acquired it in April 2003.
Source: Cherokee County records, as of November 19, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 245 MORGAN CIR, GAFFNEY, SC 29341-2732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2003 |
| Deed Sale | Apr 22, 2003 |
| Deed Document Number | 0000148111 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 245 Morgan Cir was $588 with a homeowner's exemption.
Source: Cherokee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $588.00 Homeowner's exemption | $6,730 Land $520 Building $6,210 | $168,200 Land $13,000 Building $155,200 |
| 2023 | $492.00 Homeowner's exemption | $6,730 Land $520 Building $6,210 | $168,200 Land $13,000 Building $155,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 245 Morgan Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 245 Morgan Cir is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 91% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAFFNEY BPW serves 24,290 people · EPA ID SC1110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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