278 Ludlow Ave, Cincinnati, OH 45220 Property Records

Hamilton County property record for 278 Ludlow Ave, Cincinnati, OH 45220

Property Summary

Property TypeStore with Apartments
Lot Size0.063 acres (2,744 sqft)
OwnerCompany Name on Record
Last Sale$287,500 (May 2002)
Tax Bill$528 (2025)
Deeds & MortgagesSep 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN217-0050-0090-00

Property Details

APN / Parcel Number

Primary APN217-0050-0090-00

Interior

Total Rooms4 Rooms

Exterior

Lot Area2,744 sqft (0.063 acres)
Lot Dimensions117 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address278 LUDLOW AVE
CityCINCINNATI
StateOH
Zip45220-2109
Property CategoryCommercial
Property TypeCommercial > Retail > Store with Apartments
Local Zoning CodeCNP
Legal Description278 LUDLOW AVE 25 X 117.07 PT LOT 23 M W B WEIGHELLS SUB PARS 90-105CONS
Legal SubdivisionWEIGHELLS SUB
Legal Lot Number23
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group3
Census Block3005
Census Tract7000

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3640 WHITEOAK DR, CINCINNATI, OH 45247-6064
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 16, 2002 · Amount on Record
Deed SaleMay 16, 2002 · Amount on Record
Deed Document Number200298078
Deed Book / Page8913 / 3318
Prior Transfer DateMay 2, 2002
Prior Transfer Doc0000098078
Record UpdatedOct 29, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address278 LUDLOW AVE, CINCINNATI, OH 45220-2109
Document Number0000087634
Instrument DateSep 22, 2017
Transaction TypeMortgage
Record UpdatedJun 15, 2018
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3640 WHITEOAK DR CINCINNATI OH 452476064, CINCINNATI, OH 45247-6064

Mortgage

Document Number0000087634
DateSep 25, 2017
Book Page013509/002149
Instrument87634
Lender
NameCENTERBANK
TypeBank
AddressMILFORD, OH 45150
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueSep 24, 2027
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$528.00 (+0.57%)$6,188 (-) Land $5,425 Building $763$17,680 (-) Land $15,500 Building $2,180
2024$525.00 (+0.19%)$6,188 (-) Land $5,425 Building $763
2023$524.00 (-9.5%)$6,188 (-0.51%) Land $5,425 Building $763$17,680 (-0.51%) Land $15,500 Building $2,180
2022$579.00$6,220 Land $5,226 Building $994
2020$17,770 Land $14,930 Building $2,840

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30

May also be available: AT&T, T-Mobile.

Nearby Properties on Ludlow Ave

Nearby Streets

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