264 Ludlow Ave, Cincinnati, OH 45220 Property Records

Hamilton County property record for 264 Ludlow Ave, Cincinnati, OH 45220

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,263 sqft · built 1906
Lot Size	0.105 acres (4,574 sqft)
Owner	Company Name on Record
Tax Bill	$2,629 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`217-0050-0115-00`

Property Details

APN / Parcel Number

Primary APN	`217-0050-0115-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,263 sqft Living Area
Gross Area	3,045 sqft
1st Floor Area	962 sqft
2nd Floor Area	926 sqft
Attic	Attic
Attic Area	375 sqft
Basement Area	782 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	4,574 sqft (0.105 acres)
Lot Dimensions	100 ft deep x 59 ft wide
Garage Type	Detached
Garage Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	264 LUDLOW AVE
City	CINCINNATI
State	OH
Zip	45220-2109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OL
Legal Description	264 LUDLOW AVE 58.62 X 100 PT LOT 19 M W B WEIGHELLSSUB
Legal Subdivision	M W B WEIGHELLS SUB
Legal Lot Number	19
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3005
Census Tract	7000

Owner

Source: Hamilton County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	264 LUDLOW AVE, CINCINNATI, OH 45220-2109
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage · Closed-End Mortgage NORTH SIDE BANK & TRUST COMPANY
Sep 24, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 26, 2019
Transfer Doc	0000098379
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	264 LUDLOW AVE, CINCINNATI, OH 45220-2109
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	264 LUDLOW AVE, CINCINNATI, OH 45220-2109

Mortgage

Document Number	0000083870
Date	Oct 28, 2025
Book Page	15531/1925
Instrument	2025-0083870

Lender

Name	NORTH SIDE BANK & TRUST COMPANY
Type	Bank
Address	CINCINNATI, OH 45223

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 28, 2040

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 24, 2020
Property Address	264 LUDLOW AVE, CINCINNATI, OH 45220-2109
Document Number	0000098379
Book / Page	014260 / 002868
Instrument Date	Dec 26, 2019
Instrument	98379
Transaction Type	Transfer
Record Updated	Nov 2, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	264 LUDLOW AVE CINCINNATI OH 452202109, CINCINNATI, OH 45220-2109

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,629.00 (+2.9%) Homeowner's exemption	$52,675 (-) Land $17,115 Building $35,560	$150,500 (-) Land $48,900 Building $101,600
2024	$2,555.00 (-11.81%) Homeowner's exemption	$52,675 (-3.17%) Land $17,115 Building $35,560
2023	$2,897.00 (+29.85%) Homeowner's exemption	$54,401 (+29.26%) Land $28,735 Building $25,666	$150,500 (+25.17%) Land $48,900 Building $101,600
2022	$2,231.00 Homeowner's exemption	$42,085 Land $27,514 Building $14,571
2020			$120,240 Land $78,610 Building $41,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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