278 Ferguson Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 278 Ferguson Rd, Murphy, NC 28906 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 1987
Square Footage	2,725 sqft Heated Area
Lot Size	67,082 sqft (1.54 acres)
Occupancy	Owner Occupied
Last Sale	$308,000 (2006)
Tax Bill	$1,870.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`552101491370000`
Alternative APN	`21912`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,725 sqft Heated Area
Gross Area	6,633 sqft Gross Area
1st Floor	2,193 sqft 1st Floor
Upper Floors	532 sqft Upper Floors
Basement Area	2,193 sqft Basement
Unfinished Basement	2,193 sqft Unfinished
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	67,082 sqft (1.54 acres)
Depth X Width	186 ft x 369 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Area	624 sqft Garage

Exterior Amenities

Deck Area	289 sqft Deck
Patio Area	240 sqft Patio
Porch	Enclosed Porch
Porch Area	252 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	21912
Street Address	278 FERGUSON RD
City	MURPHY
State	NC
Zip	28906-3791
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 1 MARGARET WARNER PROP 1188/411
Legal Subdivision	MARGARET WARNER PROPERTY
Legal Phase	1188
Legal Lot Number	1
Jurisdiction	CHEROKEE NC
Minor Civil Division	MURPHY
Census Blockgroup	1
Census Block	1045
Census Tract	930401

Owner

Source: Cherokee County records · APN 552101491370000

Assessment roll updated October 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	278 FERGUSON RD, MURPHY, NC 28906-3791
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 01, 2006 · Amount on Record
Deed Sale	Aug 01, 2006 · Amount on Record
Prior Sale	Oct 19, 2005 · Amount on Record
Deed Doc Number	20061192
Deed Book / Page	1243 / 182
Last Transfer Date	Mar 11, 2026
Transfer Doc	0000001189
Record Refreshed	Jun 08, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Mar 12, 2026
Property Address	278 FERGUSON RD, MURPHY, NC 28906-3791
Document Number	001797/323
Book / Page	1797 / 323
Map Reference	MB 1243 PG 182
Instrument Date	Mar 11, 2026
Instrument	1189
Transaction Type	Transfer
Record Updated	Mar 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 FERGUSON RD, MURPHY, NC 28906-3791

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,870.00	$255,140 (-)	$255,140 (-) Land $15,000 Building $240,140
2023		$255,140	$255,140 Land $15,000 Building $240,140

Flood & Wildfire

278 Ferguson Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Cherokee County (37039C), updated February 5, 2020

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 64th percentile of exposed land nationally · 86th in North Carolina
Wildfire Likelihood	High — about 1 in 368 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.