186 Ferguson Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 186 Ferguson Rd, Murphy, NC 28906 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1989
Square Footage2,144 sqft Heated Area
Lot Size59,677 sqft (1.37 acres)
Garage576 sqft
OccupancyOwner Occupied
Tax Bill$1,546.00 (2025)

Property Details

APN / Parcel Number

Primary APN552101484930000
Alternative APN
  • 32800

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,144 sqft Heated Area
Gross Area5,518 sqft Gross Area
1st Floor2,144 sqft 1st Floor
Basement Area1,950 sqft Basement
Unfinished Basement1,950 sqft Unfinished
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1989
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area59,677 sqft (1.37 acres)
Depth X Width273 ft x 166 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area576 sqft Garage
Deck Area848 sqft Deck

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number32800
Street Address186 FERGUSON RD
CityMURPHY
StateNC
Zip28906-3792
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGADDIS PROP 424/133 1395/958
Legal Phase424
JurisdictionCHEROKEE NC
Minor Civil DivisionMURPHY
Census Blockgroup1
Census Block1045
Census Tract930401

Owner

Source: Cherokee County records · APN 552101484930000

Assessment roll updated October 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address186 FERGUSON RD, MURPHY, NC 28906-3792
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Oct 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateSep 23, 2010
Transfer Doc1395/0961
Record RefreshedJun 08, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address186 FERGUSON RD, MURPHY, NC 28906-3792
Transaction TypeMortgage
Record UpdatedSep 03, 2021
Title CompanyAMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1688/1447
DateAug 23, 2021
Book Page1688/1447
Instrument5606
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 01, 2036

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address186 FERGUSON RD, MURPHY, NC 28906-3792
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1660/254
DateOct 15, 2020
Book Page1660/254
Instrument5879
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueNov 01, 2040

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,546.00$208,730 (-)$208,730 (-) Land $15,000 Building $193,730
2023$208,730$208,730 Land $15,000 Building $193,730

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