Madison County property record for 266 E Haiti Rd, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 1,140 sqft |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Jan 2022) |
| Tax Bill | $1,744 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jan 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B002-0006-0006 |
| Primary APN | B002-0006-0006 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,140 sqft Living Area |
| Architectural Style | Split Foyer |
|---|---|
| Exterior Material | Brick |
| Garage Type | Attached |
| Garage Area | 486 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 60334 |
|---|---|
| Street Address | 266 E HAITI RD |
| City | BEREA |
| State | KY |
| Zip | 40403-1648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTHLAND EST LOT 2 |
| Legal Subdivision | SOUTHLAND EST |
| Legal Lot Number | 2 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 11301 |
266 E Haiti Rd is owned and occupied by an individual who bought it in January 2022.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 266 E HAITI RD, BEREA, KY 40403-1648 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 18, 2026 | Deed of Trust, Mortgage · Line of Credit CUMBERLAND VALLEY NATIONAL BANK |
| Jan 5, 2022 | Warranty Deed, Transfer · FHA Mortgage LEXINGTON-FAYETTE URBAN COUNTY GOV |
| Oct 17, 2018 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 5, 2022 · Amount on File |
| Deed Sale | Jan 5, 2022 · Amount on File |
| Deed Document Number | 2014070944 |
| Deed Book / Page | D816 / 697 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 18, 2026 |
| Property Address | 266 E HAITI RD, BEREA, KY 40403-1648 |
| Document Number | 0014369259 |
| Book / Page | 2493 / 671 |
| Instrument Date | Aug 11, 2026 |
| Instrument | 202614369259 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 266 E HAITI RD, BEREA, KY 40403-1648 |
| Document Number | 0014369259, |
|---|---|
| Date | Aug 18, 2026 |
| Book Page | 2493/671 |
| Instrument | 202614369259 |
| Name | CUMBERLAND VALLEY NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 11, 2036 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jan 5, 2022 |
| Property Address | 266 E HAITI RD, BEREA, KY 40403-1648 |
| Document Number | 00D816/697 |
| Book / Page | D816 / 697 |
| Map Reference | MB 5 PG 34 |
| Instrument Date | Jan 5, 2022 |
| Instrument | 2014070944 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2022 |
| Title Company | SPRINGDALE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $185.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 266 E HAITI RD, BEREA, KY 40403-1648 |
| Document Number | 2014070945 |
|---|---|
| Date | Jan 5, 2022 |
| Instrument | 2014070945 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Number | 0M2123/621 |
|---|---|
| Date | Jan 5, 2022 |
| Book Page | M2123/621 |
| Instrument | 2014070946 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 266 E HAITI RD, BEREA, KY 40403-1648 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2018 |
| Name | Verified Name |
|---|
| Document Number | M01829/464 |
|---|---|
| Date | Oct 17, 2018 |
| Book Page | M01829/464 |
| Instrument | 2013983431 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2048 |
The 2025 property tax bill for 266 E Haiti Rd was $1,744 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,744.00 Additional exemption filed | $185,000 | $185,000 |
| 2023 | $1,794.00 | $185,000 | $185,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 266 E Haiti Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 266 E Haiti Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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