St. Lawrence County and Edwards Town property record for 278 Bancroft Rd, Edwards, NY 13635
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 2,004 sqft · built 1880 |
| Lot Size | 129 acres (5,641,020 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $30,000 (Oct 2007) |
| Tax Bill | $2,784 (2026) |
| Deeds & Mortgages | Sep 2026 Sale Nov 2022 Line of Credit + 1 more |
| APN | 403400 175.004-1-55 |
| Primary APN | 403400 175.004-1-55 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,004 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Upper Floors Area | 405 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,641,020 sqft (129 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 39 sqft |
| Shed | 1 Shed |
| Cabin | Cabin |
| Canopy | 160 sqft |
| Silo | Silo |
| Pole Barn | Pole Barn |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 403400 175.004-1-55 |
|---|---|
| Street Address | 278 BANCROFT RD |
| City | EDWARDS |
| State | NY |
| Zip | 13635-3111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Block | 1 |
| Legal Lot Number | 55.000 |
| Jurisdiction | ST LAWRENCE NY |
| Township / Civil Division | EDWARDS |
| Census Block Group | 2 |
| Census Block | 2069 |
| Census Tract | 492600 |
278 Bancroft Rd, a rural home, is owned and occupied by two individuals who bought it in October 2007.
Source: St. Lawrence County and Edwards Town records, as of October 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 937 MONTEREY CT, CHULA VISTA, CA 91911-2404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Nov 8, 2022 | Deed of Trust, Mortgage · Line of Credit FARM CREDIT EAST ACA |
| Jun 9, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NORTHERN FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 2007 · Amount on File |
| Deed Sale | Oct 26, 2007 · Amount on File |
| Deed Book / Page | 2007 / 18903 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Recording Date | Sep 16, 2026 |
| Property Address | 278 BANCROFT RD, EDWARDS, NY 13635-3111 |
| Document Number | 0000011512 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 202611512 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 937 MONTEREY CT, CHULA VISTA, CA 91911-2404 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Property Address | 278 BANCROFT RD, EDWARDS, NY 13635-3111 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 278 BANCROFT RD, EDWARDS, NY 13635-3111 |
| Document Number | 0000015889 |
|---|---|
| Date | Nov 8, 2022 |
| Instrument | R-2022-00015889 |
| Name | FARM CREDIT EAST ACA |
|---|---|
| Type | Bank |
| Address | POTSDAM, NY 13676 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Property Address | 278 BANCROFT RD, EDWARDS, NY 13635-3111 |
| Document Number | 0000007980 |
| Instrument Date | Jun 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 278 BANCROFT RD EDWARDS NY 136353111, EDWARDS, NY 13635-3111 |
| Document Number | 0000007980 |
|---|---|
| Date | Jun 20, 2017 |
| Instrument | 7980 |
| Name | NORTHERN FCU |
|---|---|
| Type | Credit Union |
| Address | WATERTOWN, NY 13601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 19, 2027 |
The 2026 property tax bill for 278 Bancroft Rd was $2,784 with exemptions applied, down 3.5% from the year before.
Source: St. Lawrence County and Edwards Town assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | New York |
| County | St. Lawrence County |
| County Subdivision | Edwards Town |
| Unified School District | Edwards-Knox Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,784.00 (-3.47%) Homeowner's exemption Veteran's exemption | ||
| 2025 | $2,884.00 | $96,100 Land $38,100 Building $58,000 | $139,275 Land $55,217 Building $84,058 |
| 2023 | $75,900 Land $38,100 Building $37,800 | $108,429 Land $54,429 Building $54,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 278 Bancroft Rd.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 278 Bancroft Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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