278 Bancroft Rd, Edwards, NY 13635 Property Records

St. Lawrence County and Edwards Town property record for 278 Bancroft Rd, Edwards, NY 13635

Property Summary

Property TypeRural Home
Details3 bd · 1 ba · 2,004 sqft · built 1880
Lot Size129 acres (5,641,020 sqft)
Owner2 Individual Names on File
Last Sale$30,000 (Oct 2007)
Tax Bill$2,784 (2026)
Deeds & MortgagesSep 2026 Sale
Nov 2022 Line of Credit
+ 1 more
APN403400 175.004-1-55

Property Details

APN / Parcel Number

Primary APN403400 175.004-1-55
Alternative APN
  • 40348917500400010550000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,004 sqft Living Area
1st Floor Area1,248 sqft
Upper Floors Area405 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1950
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area5,641,020 sqft (129 acres)
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area39 sqft
Shed1 Shed
CabinCabin
Canopy160 sqft
SiloSilo
Pole BarnPole Barn

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number403400 175.004-1-55
Street Address278 BANCROFT RD
CityEDWARDS
StateNY
Zip13635-3111
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Block1
Legal Lot Number55.000
JurisdictionST LAWRENCE NY
Township / Civil DivisionEDWARDS
Census Block Group2
Census Block2069
Census Tract492600

Owner

278 Bancroft Rd, a rural home, is owned and occupied by two individuals who bought it in October 2007.

Source: St. Lawrence County and Edwards Town records, as of October 5, 2026

Owner of Record2 Individual Names on File
Mailing Address937 MONTEREY CT, CHULA VISTA, CA 91911-2404
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Nov 8, 2022Deed of Trust, Mortgage · Line of Credit
FARM CREDIT EAST ACA
Jun 9, 2017Deed of Trust, Mortgage · Conventional Mortgage
NORTHERN FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 26, 2007 · Amount on File
Deed SaleOct 26, 2007 · Amount on File
Deed Book / Page2007 / 18903
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LAWRENCE NY
Recording DateSep 16, 2026
Property Address278 BANCROFT RD, EDWARDS, NY 13635-3111
Document Number0000011512
Instrument DateJun 12, 2026
Instrument202611512
Transaction TypeTransfer
Record UpdatedOct 5, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address937 MONTEREY CT, CHULA VISTA, CA 91911-2404

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LAWRENCE NY
Property Address278 BANCROFT RD, EDWARDS, NY 13635-3111
Transaction TypeMortgage
Record UpdatedNov 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address278 BANCROFT RD, EDWARDS, NY 13635-3111

Mortgage

Document Number0000015889
DateNov 8, 2022
InstrumentR-2022-00015889
Lender
NameFARM CREDIT EAST ACA
TypeBank
AddressPOTSDAM, NY 13676
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LAWRENCE NY
Property Address278 BANCROFT RD, EDWARDS, NY 13635-3111
Document Number0000007980
Instrument DateJun 9, 2017
Transaction TypeMortgage
Record UpdatedJun 27, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address278 BANCROFT RD EDWARDS NY 136353111, EDWARDS, NY 13635-3111

Mortgage

Document Number0000007980
DateJun 20, 2017
Instrument7980
Lender
NameNORTHERN FCU
TypeCredit Union
AddressWATERTOWN, NY 13601
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueJun 19, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 278 Bancroft Rd was $2,784 with exemptions applied, down 3.5% from the year before.

Source: St. Lawrence County and Edwards Town assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateNew York
CountySt. Lawrence County
County SubdivisionEdwards Town
Unified School DistrictEdwards-Knox Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,784.00 (-3.47%) Homeowner's exemption Veteran's exemption
2025$2,884.00$96,100 Land $38,100 Building $58,000$139,275 Land $55,217 Building $84,058
2023$75,900 Land $38,100 Building $37,800$108,429 Land $54,429 Building $54,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 278 Bancroft Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 278 Bancroft Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Nearby Properties on Bancroft Rd

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