23 Bancroft Rd, Edwards, NY 13635 Property Records

St. Lawrence County and Edwards Town property record for 23 Bancroft Rd, Edwards, NY 13635

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 1,800 sqft · built 1900
Lot Size	53.1 acres (2,313,036 sqft)
Owner	2 Individual Names on Record
Last Sale	$349,000 (Jan 2021)
Tax Bill	$5,422 (2026)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Oct 2019 Mortgage
APN	`403400 175.003-3-13`

Property Details

APN / Parcel Number

Primary APN	`403400 175.003-3-13`
Alternative APN	`40348917500300030130000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,800 sqft Living Area
1st Floor Area	1,260 sqft
Upper Floors Area	624 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1950
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	2,313,036 sqft (53.1 acres)
Garage Type	Detached
Garage Area	1,280 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	274 sqft
Shed	1 Shed
Silo	Silo

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Wood
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	403400 175.003-3-13
Street Address	23 BANCROFT RD
City	EDWARDS
State	NY
Zip	13635-3114
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Block	3
Legal Lot Number	13.000
Jurisdiction	ST LAWRENCE NY
Township / Civil Division	EDWARDS
Census Block Group	2
Census Block	2109
Census Tract	492600

Owner

Source: St. Lawrence County and Edwards Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 BANCROFT RD, EDWARDS, NY 13635-3114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2021	Warranty Deed, Transfer · Conventional with PMI NORTHERN CU
Oct 11, 2019	Quit Claim Deed, Mortgage CITIZENS NAT'L BK/HAMMOND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2021 · Amount on Record
Deed Sale	Jan 12, 2021 · Amount on Record
Prior Sale	May 15, 2009 · Amount on Record
Deed Document Number	2021421
Prior Transfer Date	Sep 25, 2019
Prior Transfer Doc	0000014824
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Jan 12, 2021
Property Address	23 BANCROFT RD, EDWARDS, NY 13635-3114
Document Number	0000000421
Instrument Date	Dec 31, 2020
Instrument	421
Transaction Type	Transfer
Record Updated	Mar 19, 2021
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,396.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 BANCROFT RD EDWARDS NY 136353114, EDWARDS, NY 13635-3114

Mortgage

Document Number	422
Date	Jan 12, 2021
Instrument	422

Lender

Name	NORTHERN CU
Address	WATERTOWN, NY 13601

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2051

October 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Oct 11, 2019
Property Address	23 BANCROFT RD, EDWARDS, NY 13635-3114
Document Number	0000014824
Instrument Date	Sep 25, 2019
Instrument	14824
Transaction Type	Mortgage
Record Updated	Nov 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 BANCROFT RD EDWARDS NY 136353114, EDWARDS, NY 13635-3114

Mortgage

Document Number	14825
Date	Oct 11, 2019
Instrument	14825

Lender

Name	CITIZENS NAT'L BK/HAMMOND
Type	Bank
Address	HAMMOND, NY 13646

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Oct 10, 2039

Tax Assessment & Valuation

Source: St. Lawrence County and Edwards Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	St. Lawrence County
County Subdivision	Edwards Town
Unified School District	Edwards-Knox Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,422.00 (-3.49%)
2025	$5,618.00 (+0.07%)	$170,000 (-) Land $36,000 Building $134,000	$246,377 (-) Land $52,174 Building $194,203
2024	$5,614.00	$170,000 (-) Land $36,000 Building $134,000	$246,377 (+1.45%) Land $52,174 Building $194,203
2023		$170,000 Land $36,000 Building $134,000	$242,857 Land $51,429 Building $191,428

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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