2778 Oak Shores Dr, Bradley, CA 93426 Property Records

San Luis Obispo County property record for 2778 Oak Shores Dr, Bradley, CA 93426

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,136 sqft · built 1978
Lot Size	0.137 acres (5,982 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Feb 2022)
Tax Bill	$5,064 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2024 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`012-251-073`

Property Details

APN / Parcel Number

Primary APN	`012-251-073`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,136 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Wood
Lot Area	5,982 sqft (0.137 acres)
Terrain	Above Road/Slope

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	2778 OAK SHORES DR
City	BRADLEY
State	CA
Zip	93426-9609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TR 379 LT 58
Legal Subdivision	TRACT 379
Legal Tract	379
Legal Block	2
Legal Lot Number	58
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	PASO ROBLES
Census Block Group	2
Census Block	2109
Census Tract	10017

Owner

Source: San Luis Obispo County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2778 OAK SHORES DR, BRADLEY, CA 93426-9609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Apr 8, 2024	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Feb 1, 2022	Grant Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Oct 23, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 30, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Apr 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage JOHN A MALLORY INV C R/TR (CT)
Feb 21, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2022 · Amount on Record
Deed Sale	Feb 1, 2022 · Amount on Record
Prior Sale	Aug 14, 1998 · Amount on Record
Deed Document Number	20224787
Prior Transfer Date	Oct 17, 2020
Prior Transfer Doc	0000060199
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2778 OAK SHORES DR, BRADLEY, CA 93426-9609
Transaction Type	Mortgage
Record Updated	Oct 24, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2778 OAK SHORES DR, BRADLEY, CA 93426-9609

Mortgage

Document Number	0000029670
Date	Oct 8, 2025
Instrument	2025029670

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	316 Months
Due	Feb 1, 2052

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2778 OAK SHORES DR, BRADLEY, CA 93426-9609
Transaction Type	Mortgage
Record Updated	Apr 17, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2778 OAK SHORES DR, BRADLEY, CA 93426-9609

Mortgage

Document Number	0000009026
Date	Apr 8, 2024
Instrument	2024009026

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Feb 1, 2052

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 1, 2022
Property Address	2778 OAK SHORES DR, BRADLEY, CA 93426-9609
Document Number	0000004787
Map Reference	MB 7 PG 49
Instrument Date	Jan 14, 2022
Instrument	2022004787
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2778 OAK SHORES DR, BRADLEY, CA 93426-9609

Mortgage

Document Number	0000004788
Date	Feb 1, 2022
Instrument	2022004788

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 23, 2020
Property Address	2778 OAK SHORES DR, BRADLEY, CA 93426-9609
Document Number	0000060199
Map Reference	MB 1591 PG 219-222
Instrument Date	Oct 17, 2020
Instrument	2020060199
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2712 TURKEY COVE RD, BRADLEY, CA 93426-9607

Mortgage

Document Number	0000060200
Date	Oct 23, 2020
Instrument	2020060200

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 30, 2017
Property Address	2778 OAK SHORES DR, BRADLEY, CA 93426-9609
Document Number	0000054928
Map Reference	MB7 PG49
Instrument Date	Nov 14, 2017
Instrument	2017054928
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2778 OAK SHORES DR, BRADLEY, CA 93426-9609

Mortgage

Document Number	0000054929
Date	Nov 30, 2017
Instrument	2017054929

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2778 OAK SHORES DR, BRADLEY, CA 93426-9609
Document Number	0000016308
Instrument Date	Apr 6, 2017
Transaction Type	Mortgage
Record Updated	May 16, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2712 TURKEY COVE RD BRADLEY CA 934269607, BRADLEY, CA 93426-9607

Mortgage

Document Number	0000016308
Date	Apr 14, 2017
Instrument	16308

Lender

Name	JOHN A MALLORY INV C R/TR (CT)
Address	ARROYO GRANDE, CA 93420

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 21, 2017
Property Address	2778 OAK SHORES DR, BRADLEY, CA 93426-9609
Document Number	0000007971
Instrument Date	Aug 25, 2011
Instrument	7971
Transaction Type	Transfer
Record Updated	Mar 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2712 TURKEY COVE RD BRADLEY CA 934269607, BRADLEY, CA 93426-9607

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	San Miguel Joint Union Elementary School District (KG - 08)
Secondary School District	Paso Robles Joint Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$378,850 (+2%) Land $189,425 Building $189,425
2025	$5,064.00 (+12.38%) Homeowner's exemption	$371,422 (+4.04%) Land $185,711 Building $185,711
2023	$4,506.00 (+125.98%) Homeowner's exemption	$357,000 Land $178,500 Building $178,500
2022	$1,994.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 51% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NACIMIENTO WATER COMPANY private · serves 2,191 people · EPA ID CA4010027
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Oct 2024 Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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