2770 Oak Shores Dr, Bradley, CA 93426 Property Records

San Luis Obispo County property record for 2770 Oak Shores Dr, Bradley, CA 93426

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,509 sqft · built 1984
Lot Size	0.124 acres (5,400 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Sep 2021)
Tax Bill	$4,967 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2021 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`012-251-069`

Property Details

APN / Parcel Number

Primary APN	`012-251-069`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	1,509 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Construction Type	Wood
Lot Area	5,400 sqft (0.124 acres)
Terrain	Above Road/Slope
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2770 OAK SHORES DR
City	BRADLEY
State	CA
Zip	93426-9609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TR 379 LT 62
Legal Subdivision	TRACT 379
Legal Tract	379
Legal Block	2
Legal Lot Number	62
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	PASO ROBLES
Census Block Group	2
Census Block	2109
Census Tract	10017

Owner

Source: San Luis Obispo County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	59 MILLER RD, ROYAL OAKS, CA 95076-5528
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 13, 2021	Intrafamily Transfer, Transfer USA NATIONAL TITLE COMPANY, USA NATIONAL TITLE CO INC
Sep 13, 2021	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Nov 10, 2020	Deed of Trust, Construction Loan · Construction Mortgage BILL & YOLANDA RAMOS 401K PSP
Jul 6, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 26, 2020	Grant Deed, Transfer · Conventional Mortgage STARLIGHT FUNDING LLC
Mar 29, 2019	Trustee's Deed, Foreclosure PREMIUM TITLE/CA INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2021 · Amount on Record
Deed Sale	Sep 13, 2021 · Amount on Record
Prior Sale	Mar 26, 2020 · Amount on Record
Deed Document Number	202162850
Prior Transfer Date	Feb 22, 1996
Prior Transfer Doc	0000016040
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 26, 2026
Property Address	2770 OAK SHORES DR, BRADLEY, CA 93426-9609
Document Number	0000027254
Instrument Date	Aug 21, 2026
Instrument	202627254
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	ROCKET TITLE, ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	2770 OAK SHORES DR, BRADLEY, CA 93426-9609

Mortgage

Document Number	0000027254,
Date	Aug 26, 2026
Instrument	202627254

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 13, 2021
Property Address	2770 OAK SHORES DR, BRADLEY, CA 93426-9609
Document Number	0000062849
Map Reference	MB 7 PG 49
Instrument Date	Sep 8, 2021
Instrument	2021062849
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	USA NATIONAL TITLE COMPANY, USA NATIONAL TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 MILLER RD, ROYAL OAKS, CA 95076-5528

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 13, 2021
Property Address	2770 OAK SHORES DR, BRADLEY, CA 93426-9609
Document Number	0000062850
Map Reference	MB 7 PG 49
Instrument Date	Aug 4, 2021
Instrument	2021062850
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	USA NATIONAL TITLE COMPANY, USA NATIONAL TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 MILLER RD, ROYAL OAKS, CA 95076-5528

Mortgage

Document Number	0000062851
Date	Sep 13, 2021
Instrument	2021062851

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 10, 2020
Property Address	2770 OAK SHORES DR, BRADLEY, CA 93426-9609
Document Number	0000065099
Instrument Date	Nov 6, 2020
Instrument	65099
Transaction Type	Construction Loan
Record Updated	Nov 23, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 S DEARING AVE FRESNO CA 937023110, FRESNO, CA 93702-3110

Mortgage

Document Number	0000065099
Date	Nov 10, 2020
Instrument	65099

Lender

Name	BILL & YOLANDA RAMOS 401K PSP
Address	2450 EQUESTRIAN LOOP S, SALEM, OR 97302-2355

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 9, 2021

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 6, 2021
Property Address	2770 OAK SHORES DR, BRADLEY, CA 93426-9609
Document Number	0000047295
Map Reference	MB 7 PG 49
Instrument Date	Jul 16, 2020
Instrument	2021047295
Transaction Type	Transfer
Record Updated	Jul 15, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6642 STEVEN WAY, SAN BERNARDINO, CA 92407-5107

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 26, 2020
Property Address	2770 OAK SHORES DR, BRADLEY, CA 93426-9609
Document Number	0000014869
Instrument Date	Mar 10, 2020
Instrument	14869
Transaction Type	Transfer
Record Updated	May 1, 2020
Title Company	PREMIUM TITLE/CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$208.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 S DEARING AVE FRESNO CA 937023110, FRESNO, CA 93702-3110

Mortgage

Document Number	14870
Date	Mar 26, 2020
Instrument	14870

Lender

Name	STARLIGHT FUNDING LLC
Address	12265 N CHAMA DR # B, FOUNTAIN HILLS, AZ 85268-4463

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Mar 25, 2023

March 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 29, 2019
Property Address	2770 OAK SHORES DR, BRADLEY, CA 93426-9609
Document Number	0000011035
Instrument Date	Mar 21, 2019
Instrument	11035
Transaction Type	Foreclosure
Record Updated	Apr 5, 2019
Title Company	PREMIUM TITLE/CA INC

Transaction

Amount	Amount Recorded
Tax	$404.89
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5720 PREMIER PARK DR WEST PALM BEACH FL 334071610, WEST PALM BEACH, FL 33407-1610

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	San Miguel Joint Union Elementary School District (KG - 08)
Secondary School District	Paso Robles Joint Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$362,613 (+2%) Land $189,425 Building $173,188
2025	$4,967.00 (+12.45%)	$355,504 (+4.04%) Land $185,711 Building $169,793
2023	$4,417.00 (-1.36%)	$341,700 Land $178,500 Building $163,200
2022	$4,478.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 51% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NACIMIENTO WATER COMPANY private · serves 2,191 people · EPA ID CA4010027
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Oct 2024 Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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